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<br /> TOOEII�B(t WITH�111he impa►vcmcqla now or Aercafler etrctod an�he propotly.w�d�11 c��ematix.�pu�terw�ce+�.
<br /> w�d lixwny now ar lxieaQer�p�ut af Ihe prapehy. All repl�sments�nd addilionr�h�ll dco bo oovaod by thi:Savriq
<br /> �� �a�wmrnt. AI�of the ra�oin�i�reremed�a in ua�securiry u�aumcn�as�ho~Pbpe�r.
<br /> BORR�WBR COVBNAIV7'S Ih�t Bomnwcr fa I�wililly seiud ot�ho esate hcreby ccm�eyed wnd ha��he dpht t�Qr�nt
<br /> - �nd coavey thep�p�ty�nd tluu the Property ia wiarcumbercd.exapt for encumM+mcca of raad. 8anower warrants and
<br /> � wlll defqul gerieraliy�he t�Uo w Iho Property aBainst�ll claims and demandc.subject�a any encumtKam�af rocoM.
<br /> TN13 SECURITY INSTRUMFNT combines unifam covenantc for na�iatu�l ure w�d tbn•unifaea oovawntR wilh
<br /> _ "�""'r'�" limitod variatiew�s by jud�ciicUon ta conuilute a uniiwm securily inurumenl cove�ing rral pnipeey.
<br /> UNIFORM CUVENAN7'S. Borrower wtd l.eadcr caven�nt and agrce as folbws:
<br /> 1. Paymeal of Princip�l aad lale�ti�W9�at aad LHe Ch��. Botrower siwll I�mPUY P�Y whee due ehe
<br />' priocip�l of uid intemst an�he deb evidenoed by tbe Nde#nd any prcpayment and late charge�due uoder�he Nate.
<br /> -- Z. FL�ta�7tates atl Iwwaaee.Subja.�t w applicable law or to a witten w�uver by I.ender.Borrowe�shall pay to
<br /> L�der an 1he d�F�aY PaY�are due w�der the Hote.w�W 1he Note is poid in full,a sum l"Funda")for.lal yetuly
<br /> _- taxes and�.csessmems wGich may attain priority over this Secu�ity lasaument us a lien an 1b�e Property:lbl Yearly leasehold
<br /> �- -�--�-�.----.�,� paytnenis or g�o�u�d tents a� Ihe �Yapctty. if any: (c)yearly Auard or property �nwranc.'e pnemiwn�: Id)Y�Ip Oaod
<br /> -- iosursatce pnhniums. if any: (e)Ye�ul�r mot�8a8e' inwrance qemiums,ii any: and l�any wms payable by Borrower to
<br /> _-- — L.eMer,in acco�dwrce wi�h ihe proviswas of pamgrapii 8.in lieu nf tGe payme�t oi'mongage insuuan�r p�ne�niams. These
<br />-�'1�� items�e calkd"Escrow Items." I.ender mAy.at any time.collect and liold Funds in an amount ra�to exceed tAe maximwa
<br /> x ernount a lender for a federally rel�ted more�ge loan may requi�e far Bormwerl�escrow account under U�e iederal Real =
<br />.°-�`�:,;^ F.state Settlement Procedwes Act oP 1974:+,:xcnended from time to time.l2 U.S.C.$2601 er seq.("RESPA"1.unless anaher _
<br /> =-'-�'�''' tu�w tfwt applies to�he FLnds sets a lesser Amounl. If so.l.ender mwy.at any time.callect and hold Funds in an amount not ta -
<br />�;"�'� �'`�Y^ . �exoted 1hc lesser amiwnt. l.ender may estimate tQe amount oi FLnds due on Ihe basis of cunent dato wid irasawble °
<br /> - •�v _ -
<br /> • ',e�a�rxs of eapenditures ofi tur.u:�r F.scrow Itema ar otherwise in accmdance wiih y �a e w. -
<br />^•a::� ;�., lituds sh�il� SriM: „3 ap{n;tiUti�ass whux: �prsits y�c 3�sur•,3 by a fe3:raf agecicy. Isstrumcna�llty. ar rntitS•
<br />,;�;•�t- �.�(ar,cltt�dimg.f.endcr.,if l.cnci�c d,such an insaw�ion)ot in any Fed�ernl Fiame L.oan Bunk. L.ender shall apply the Funds ta pay
<br />==��4� �w?�e 5srrov.• R�cta;. 7,enck:�mny�sot cP►a�:�: ��xrower far holding and:�pplying the Funds, annually analyzing the escrow -
<br /> wccoun�ar verifying the E.vc�ow Iterns, un9ess Qxnder pnys Barmtcc� interesl we �he Fvnds and applicable law petmils
<br /> °`� �,,, 'Lender to malce such A chnf�,e. How�eti•e�,�.e�c4er�aea+. R.��ire Bom�wzr to puy a oaa-time ch:�rge for an independent real -
<br />-� " � ' esute wx re�xxting service wed by Lertcb�r i+a con»ection wnh�his Iw�n.unless applicahle I�w provides otherwise. Unless an
<br /> �.�.�.�,f agoxment is made or Applicable law reqwures interest te be paid.Lender shall not be required to pay Bomower any interest or
<br /> � �;;s4 eamin s on the Funds. Borrower and Leadrr may ogrce in wri�ing,however,that intercst st�ll be paid on the FLnda. Letider
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<br />-'r . . � . :j; �. N�I give to Bortower.without charge,tvn annual accounting of Ihe Fl�nds,showing credits and debits ro the Fundx aawi+10�
<br /> ... pwpuse fa which each deMt to the Funds was made. The Funds are pledged as addi�ional security for all sumx w:aa�ed b� ,.. _
<br />_�° '`?,` � „ : � . this Security Inswtnent. -
<br /> .� If the Punds held by Lender exceed the amounts permitted to be held by applicuble law. Lender shull accouqt to'
<br /> �' � '�"'a�t�"'�;'r�;�; � Bamower for Ihe eacess FLnds in accardance with the rcquiremems of applicable luw. If�he amaunt of�he Funds halA t�r
<br /> `��,''�':."�;�' ' �� Lender at any time ic not sufficient to paJ Ihe Escrow Items when due,L.ender may so notiiy Bnrn�w�r in writing.and,in
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<br /> ;`.s{ti r • ����:�,il?,�.:: .:,� such case Borrower shall pay to Lender the umount necessary a make up the deficiency. Borre�u�er ehaDl mnOce ap th� _
<br /> ' � '�:'`.•h�•,!r`:�: ;w 'cteficiency in no more than twelve manthly payment�,at Lender's sole discretion. _
<br /> - �` ' )l�'� Upon payment in fult of all suma secured by�his S�zcuriry lnsuument,Lender�+h:a01 promptly refund tc�Br�a�rwer any
<br /> ���_t � _
<br /> - - -v, ;uo,is he.13 by i.:.a3cr. li,undcr paragr.t�h 2!,Lender 5?�nl! acqoire or geH the Pm�rty,l enrler,�xinr In Ihe acqui.r•ilion o�
<br /> ;�c�r'�'�;;��"": i. , �• sAk oi t6ie �ropeny, slu►II apply any Fwds held by L.ender at the time of acquisitian or sale u�a rredit against the sums
<br />--- ��-' t:�, • � seo�red by this Sc:�rity Instrument. `
<br /> • . �� � •�'���� . 3. A kation of Aayments. iJniass opplicable luw ptovidex othcrwise,all payments �eceived by L.ender under _
<br />—_ ,rs�, PP�
<br /> ���:':;� � �, par�graphs 1 and 2 shall t�e aQ,pl+ed:fir�t,io any prepnyment churges due under the i�ae;second,to umounts puy:►bla undcr
<br />=�`'• �'' !; ,����,j�y� pangrnph 2;third,to interes[�I�e:fo�nh,to principal due;mtd lust,to any Iate charges due under the Nwe. _
<br /> ��, n��• >��;!;.�., . 4. Char�es; Llen�. �orrawer shall uy all taaes,ussessments, charges,fines and impoaitions attributable to the
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<br />_,?+r .,�• :a s"' Property which mey attain priariAy ovcr t3�is urity Instrument,anJ leasehold payments or ground rent�,if any. Barrower . _
<br /> .�,+''•'� �:"�`� sh�ll pay thes¢obligation4�in�he manner provided in parngruph 2,or i F hot paid in U�ot mwmer,Borr�wcr sh�ll pav them or� _
<br />�'a time directly to the person ox�ed payment. Borrower.r•hall promptly fuzni;h to Lender ull nwices of umaunts to be puld utxler
<br /> . this paragraph. If Borrower m.ilces these payments directly, Borrower shall promptly fumish to L.ender receips evi�lencing
<br /> �he payments.
<br />_ '�;,,;:.,-x ;:,;'•;,;. Borrower shall promptly dischurge t►ny lien which has priority over this Security Intitrument unless Borrowe::IA>ag�ees
<br />` *�•�• ` " ' in writing to ahe payment of Ihe obligation securcd by�he lien in a manner aczeptuble to Lender,(b)contests in goal fai�h Ihe
<br />—� * ;�'�-""'�=•.°." lten b g 8 P P Pe pi
<br /> =�: �,. - :>; y,or detrnds a ainst enforcemenn ai+he lien in,le ul roceeJi�ngs which in the L.ender's o inion o rate to event the
<br /> , � •"�"i"��,"`...'', enforcement ol'the lien;or(c)secures•from Ihe holder of the licn un ogreement sutiafactory to Lender subordinaflng the lien
<br />-���'= •to this Securi lnstrumem. 13 l..ender determines�hat any psut of the Pmpeny i.�ufiject to u lien which ma�r�ttain prioriry
<br /> - � '���� �n,�� over this 3ecunty Instrurnent.Lender muy give Barrower n notice identifying thc➢ieo. 8onowe�sfiall�utisfy the lien or take _
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<br />�,'�:�:A' . ;�.'-��_±.,�• one or mnre oi t1�e uctiuna set forth aba�c witNin 10 days of thc giv{ng of notice.
<br /> ,,� S, Qla.zard or Properly Insurance, Borrower shall kcep�hr improvemenls nuw exis�ing or hereofter erec�ed on the
<br /> = s- ° �.}�' �• Properry insured against loss by fire,hnzardti included within thc Icrar�"cxtcndcd covemgc"und any olher hozurds,including
<br /> - akrrlx or tlanding. far which Lender requires maurance. This inauranre slwll be moimained in the amounts and for tlie _
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