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lr <br />c <br />P <br />P <br />c <br />I <br />a <br />p <br />p <br />fi <br />it <br />p <br />at <br />0 <br />0 <br />t. <br />P <br />P <br />1.. <br />It <br />L <br />w <br />202206769 <br />Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer' s check, or cashier' s check, provided <br />y such check is drawn upon an institution whose deposits are insured by a U.S. federal agency, instrumentality, <br />entity; or (d) Electronic Fund Transfer. <br />Payments are deemed received by Lender when received at the location designated in the Note or at such other <br />ation as may be designated by Lender in accordance with the notice provisions in Section 16. Lender may accept <br />return any Partial Payments in its sole discretion pursuant to Section 2. <br />Any offset or claim that Borrower may have now or in the future against Lender will not relieve Borrower from <br />aking the full amount of all payments due under the Note and this Security Instrument or performing the covenants <br />d agreements secured by this Security Instrument. <br />2. Acceptance and Application of Payments or Proceeds. <br />(a) Acceptance and Application of Partial Payments. Lender may accept and either apply or hold in suspense <br />rtial Payments in its sole discretion in accordance with this Section 2. Lender is not obligated to accept any Partial <br />yments or to apply any Partial Payments at the time such payments are accepted, and also is not obligated to pay <br />terest on such unapplied funds. Lender may hold such unapplied funds until Borrower makes payment sufficient to <br />ver a full Periodic Payment, at which time the amount of the full Periodic Payment will be applied to the Loan. <br />Borrower does not make such a payment within a reasonable period of time, Lender will either apply such funds <br />accordance with this Section 2 or return them to Borrower. If not applied earlier, Partial Payments will be credited <br />ainst the total amount due under the Loan in calculating the amount due in connection with any foreclosure <br />oceeding, payoff request, loan modification, or reinstatement. Lender may accept any payment insufficient to bring <br />e Loan current without waiver of any rights under this Security Instrument or prejudice to its rights to refuse such <br />yments in the future. <br />(b) Order of Application of Partial Payments and Periodic Payments. Except as otherwise described in this <br />ction 2, if Lender applies a payment, such payment will be applied to each Periodic Payment in the order in which <br />became due, beginning with the oldest outstanding Periodic Payment, as follows: first to interest and then to <br />incipal due under the Note, and finally to Escrow Items. If all outstanding Periodic Payments then due are paid in <br />11, any payment amounts remaining may be applied to late charges and to any amounts then due under this Security <br />strument. If all sums then due under the Note and this Security Instrument are paid in full, any remaining payment <br />ount may be applied, in Lender' s sole discretion, to a future Periodic Payment or to reduce the principal balance <br />the Note. <br />If Lender receives a payment from Borrower in the amount of one or more Periodic Payments and the amount <br />any late charge due for a delinquent Periodic Payment, the payment may be applied to the delinquent payment and <br />e late charge. <br />When applying payments, Lender will apply such payments in accordance with Applicable Law. <br />(c) Voluntary Prepayments. Voluntary prepayments will be applied as described in the Note. <br />(d) No Change to Payment Schedule. Any application of payments, insurance proceeds, or Miscellaneous <br />oceeds to principal due under the Note will not extend or postpone the due date, or change the amount, of the <br />riodic Payments. <br />3. Funds for Escrow Items. <br />(a) Escrow Requirement; Escrow Items. Borrower must pay to Lender on the day Periodic Payments are due <br />der the Note, until the Note is paid in full, a sum of money to provide for payment of amounts due for all Escrow <br />ms (the "Funds"). The amount of the Funds required to be paid each month may change during the term of the <br />an. Borrower must promptly furnish to Lender all notices or invoices of amounts to be paid under this Section 3. <br />(b) Payment of Funds; Waiver. Borrower must pay Lender the Funds for Escrow Items unless Lender waives <br />is obligation in writing. Lender may waive this obligation for any Escrow Item at any time. In the event of such <br />iver, Borrower must pay directly, when and where payable, the amounts due for any Escrow Items subject to the <br />iver. If Lender has waived the requirement to pay Lender the Funds for any or all Escrow Items, Lender may <br />quire Borrower to provide proof of direct payment of those items within such time period as Lender may require. <br />NI BRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />arm 3028 07/2021 <br />Page 5 of 19 <br />* DocMagic <br />