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MLS# 7233; Originator: Ed Jarosik, NMLS# 470809 <br />oan Number: 13629320 <br />202206767 <br />MIN: 100287715006170034 <br />FHA Case Number: 321-3928175-703 <br />FHA PLANNED UNIT DEVELOPMENT RIDER <br />THIS PLANNED UNIT DEVELOPMENT RIDER is made this 16th day of September, 2022, and is <br />icorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Security <br />Teed ("Security Instrument") of the same date given by the undersigned ("Borrower") to secure Borrower's <br />Vote ("Note") to Gateway Mortgage, a division of Gateway First Bank ("Lender") of the same date and <br />covering the Property described in the Security Instrument and located at: <br />4341 Indiangrass Rd <br />Grand Island, NE 68803-3018 <br />(Property Address). <br />The Property Address is a part of a planned unit development ("PUD") known as <br />Copper Creek Estates <br />(Name of Planned Unit Development). <br />UD COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower <br />nd Lender further covenant and agree as follows: <br />A So long as the Owners Association (or equivalent entity holding title to common areas and facilities), <br />acting as trustee for the homeowners, maintains, with a generally accepted insurance carrier, a "master" or <br />"blanket" policy insuring the property located in the PUD, including all improvements now existing or <br />hereafter erected on the mortgaged premises, and such policy is satisfactory to Lender and provides <br />insurance coverage in the amounts, for the periods, and against the hazards Lender requires, including fire <br />and other hazards included within the term "extended coverage," and loss by flood, to the extent required <br />by the Secretary, then: (i) Lender waives the provision in Paragraph 3 of this Security Instrument for the <br />monthly payment to Lender of one -twelfth of the yearly premium installments for hazard insurance on the <br />Property, and (ii) Borrower's obligation under Paragraph 5 of this Security Instrument to maintain hazard <br />HA — MULTISTATE PUD Rider 112015 <br />Page 1 of 2 <br />I) p, Inc. - 59630 <br />IIII��IIYVI,I��f�A4�111 <br />Borrowers) Initials 01_` 104`4 <br />