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200109997 <br />BY SIGNING BELOW, Borrower accepts and agrees to the ter and provisions contained <br />in this 1-4 Family Rider. <br />(Seal) (Seal) <br />- Borrower - Borrower <br />ADRIANE J WATCH <br />(Seal) eat) <br />- Borrower - Borrower <br />JERRY L WATCH <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />57R (0008) Page 4 of 4 Form 3170 1/01 <br />