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<br /> � � ` li Yar Teenre�r We�—Rate Ca/�—�bri RNe Cwre��ias Q�) �_ x � � --___
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<br /> .�'. �f.> the u���t�..�•ry co�avre i,.. . ..
<br /> :�'� ' or Secudty Oeed(the"Sead�r IastcumeaC�o[tt�e�e date�ivea bY . ; ' " .
<br /> --- =='�<a;�=�r=��h so�o�•s Adins�abk Rae Noie t�he�•Nocc�� �o _ . � ' - -
<br /> . ;:::��� i,�' . CQUIl6US FEOE#tAL �IN6S BANC (the••Lender'h of tti� — -=. _–';�_ - -
<br /> - . . .. same due and cuverin�the pcoperty daecibed in ttie S�Y tarirumene aad locued ar. �: : . .
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<br /> .. .-:•: =., :.:.. . - ;
<br /> � .. � .:- - 282? OALLAS AVEMIE GRAND ISLAW. NE 68803 ` �. . r , . ;.:; .
<br />,. _. .. , tRqr�t9 Addra�j - � f'"-._ _ ��--.. . - .-
<br /> . �� .
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<br /> - . TNE NO?E CONTAINS PROVISiONS ALLOWINt�FOR;EliA[�[�IK THE�i,��';;;;;=y;`:;::-::. : .
<br /> � �HMQ THE MONTHLY PAYMENT.THE NOTE WNkL&:TE���'f���W���'•:�:';=:;;<;:;�,; : . � . :•, ;�
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<br /> ..; • .. ,fkQ�.lUS7A91E pit�EREST EM►T�CAN CHANOE IlT,'�1�'tl�lE.?NME:ANEt��'It�:$IlAX�YINY�� `�,,`:.> ..-.
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<br /> , �� � - RA�E��OREtOVYERMUSTPAY.?�NOTEALSQ=�'FA.tf,Ml�`�OP'ilt�'�OCQNV�R ,,��,; , -
<br /> <;:, �, t-. .�
<br /> .x`,: . - � THE At��USTA6EE MTE TQ A ",, ;`
<br /> FIXED RATE. ,
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<br /> ' ,.��: • � '� : .. .•; ,. . -•�. _ ,_ ,-. - .. _
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<br /> -�`. . ADiHTiONAL t'.Q�ENANTS:t�i;#dditton to the covrn�i�t s�i[s made ta the Savrity inuanKat.:'��' . ;
<br /> . . `' . �Borcaaer aad Lendes i�fi�o6ven�in and a�ee�s foltoqs: - � . . : . '�•-
<br /> . � . ` . ` �,l1. AWUSTAeEE RA�AND MONTHl.Y lAYMBNT CNAN�FS�, � - .,; �� � . � ,.
<br /> .. ' ` � . '. ��`� The Note providei�Q�an tnit�sd lnterat rxte o�.� 96.The Note pravjdes'��:diSaAia
<br /> in the adjustable iaterat rate�d the munthty psymenu.�foltora: �" ' `�� � °." = '-
<br /> , ;. � : ,:� �
<br /> . _ . . . .I. AOJUSI'ABLE lNTERF4P RATE AiVD'MONYNLY FAYM�NT CHANG�S =;:`- _ ` . . . .�`�'T.��;
<br /> '�S; . !A) Cl�asje D�ta- "fet�ruarY � ' :'3= � , f`
<br /> t � ;;.� � The�djpsabte inteie3t rate t will pay may change on the first ds�Y ar �:,-;- . � :�..:-�*•-,.
<br /> �5
<br /> ` f 'r .'t9 �i2 ,and on th�rdsY eve.�y f24t��ua��thereaiter.Each due on which my��jastabte inte�est rate c�it�c'han8e. , �, .. .
<br /> ' . � h;,'� � ;ssalkda"cE�anae D�te."� • ' � . � _ �°r",';-�� -
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<br /> �� �,. ::.!...., �:� Be�tnnias witb the iitat Cbaago Uauc:,�ny.�dl+��lable interest rste wUl be 6u�ed on an lndex.The`"g�tde�c"is tE�e ;° . �? �.;;�
<br /> wsekly avuage yield on United States T�rasai�s=curities adJusted to a constant ma[udty at�1'ye�u.as m��t avai1i61e �; , � ,� �;.
<br /> � � b y the Federai Raerve Bnard.The mos[Qcteni In��c tigure sv�titabie as of the date 15 ds►ys betore each Cfian�e�ate � -..,:`{f,t r .: `
<br /> , is calted the"Current Mdea:' . �.- : � � :' :���, f.�: i .:
<br /> :;;.,=:,.� .
<br /> � If the Indez is no Ionger available,¢he 1�ota�Hoidu wilt chaose a aew index whicb k bued upon comyarabte "� ' r, ,
<br /> ,. � intormation.The Note Holder will gire:me noti,e.of ihis cholce. : . �
<br /> , . ` , (C) Gkwutiow oi CbtMjes , ;;::�f .:
<br /> Setore each Chan�elhte�the NotcHatder will calculate my new inteast rate by addina , � ,;;�•'�,a���;;
<br /> � '.�F�;:,; 2.7500 � .'. Qercentage points( 2.7500 �fr)to the Current Indea. �/ •
<br /> ,, �.
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<br /> � �' ''''��;�': The Note Holder wiU then 4aund the iacu�¢�s this.aa�dition to the nearest one�eightb o!one percenute point(0.1ZS9U)• ; '"''l � �
<br /> �,.,, � ;,�_,,, . _
<br /> � ,,: �:�, �<:�.�' � �Gb;ect tv the limits stsa�,3c�Sectton 4(0)beS�o�F+�is rounded amauns wlll bt my new interat nte ae�t�tfiie next ���:_
<br /> ,,{,.��_.� .., . . 3a , i' ., .
<br /> - vf;%;;��;�'r'`�',:i;,rf;��::,?I .', '� 4."iiange Dxt� . : . �. .., . = ; , . ' .
<br /> �•`,'-`."'�;,:,;, it�;,,�:r�>f;tf';'.';'�::n�:•%j"f i.; The Pt�l�i�'ntd.'e�;avi��1ren determine the amoa�+a ot the���lhly pAyment that woutd be suttieienr�to'repsy the ..
<br /> "•`+:;: �:_C�^,�,�;,•,.;(�a rjtiv�+,u;s;,.:���. . . -•'-�;�• � '
<br />• �E 4;�:'.:,;;;:� t;,;ti,��;;,, , � �r;.;;;�;; unpatd pnati�sat:ftiaEt.L�ea►pected to owe A1 the Chaage�a7.u�fuil on the maturity data at my new interest nte ' r
<br /> �.:�,:::�.
<br /> `�����'� �•��.• �''�r � in substantially eqnal;�3�i�s�ents.?he result oi ihi�calculAtfion wiil be the new amount ot my monthly p�yment. � . ���'���' .
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<br /> .,;. ;�:i��1 `':;y�,��F t l0I Ilmih os�aira:t�if,lhie Ch�nRes , ,�; � . , , � .' �. . .., .
<br /> `�'' "'�s; ��", , , Tbeinterestratep'� .i?�iuir�to�qayatthe�r�=�iangeDatewNlnotbebreaterlhan 10.Sfl00 qi ;�:,-;;,,� ;,
<br /> :.�.,;�, 4%:t< < . , .;,�;.
<br /> �',; ��` � :,�, ; or less than 7�3r�''u, y , 46. reaFcet,mY Ad.'s�� intqr�e{�'rate will nev�r+t+�increased or dacieued� ';,�,':��;;:'�` •:,.:-�:;.:�`;�::�
<br /> �,� . , . . ��;��,`'�<� an any aingle Change�!�y��ia�,h��.-�1i�n�peracitaRt�Dc�i�ut5��l��i)fr�the rate oi�m¢��st 1 have been psyin� � _ �
<br /> ' ,.- � .. �t'43?r�y,� fortheprecedingl2rnatsil����yii�,i:qr�ctatewi[►��e'v�rC�grGaCvrthan��� 12.7500 ' 7b.wEttrhlsqafed�' � , . ,+;;;'.t,',',, � .
<br /> :�;;'?;;;j . + the"Maximum Raee", . � . ;r,;;;,,;,�.
<br /> i,�:t� , f,� lE1 Fdleclire�oA�ar�Ct�n6e� '. , • • ' . '� �' ,� . ` ,
<br /> r���: , . .,,, My nav.��tetest r�te a�i61 becomt�31��fve on ea.�.ib;����it���J�.t�1 witl pay Ihe amounl ot my new mortltL{`y payrcrs� ��f r`.'I' ,
<br /> ��"��� L `���^'� fcectiie�T� '�i �L7�i.�unt11 the amount of m monihly p�yment cRan� . . ' � •i�' �
<br /> t,,,;,;;� � �:t s�-:=,�° beginni�gi�is�tli�fUstmonthl�►paycne►ri.+�1ea � � 9 ' . � '•';
<br /> :�`� . s�:�r,.; •i again. .` . ;,, ..,_ � ��` . , r•��',"
<br /> ' .;.;���4.� . ' , ' �F) Natiee a!�it�wi�s .`.' :.,� �, � . ,. ' �.,, ,�"`',•.' �,
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<br />� - � .�;',;`'%�r��, �. ' ' mG Nate ffiatdc�wi�¢:itetivu or maii ca n�e a qa�yt�of any chan s ia m�,:tal3usta@ta interest rate a�xl;t�ainewait , � .�,,,: ,�• ,
<br /> r .%•'•.Y;`�'i-�; .�"`.•f � �• . -t�,' f..r. ;�.'�,
<br /> �:.�; , . , .; ;����',� �����'r�;�.'.' at my mar�iJtly paymtnt before tfie eGfc-�a ive da�e mT�ny ehaRge..Th�no�ice Ndt inrf�de++ii''uhrt3tion re�uired by.iai� :�
<br /> ���i--`�"�� ' �'�'�':`�;r',�,,'.�• 1'' � . ^,�
<br /> �� � ' '���`' to 6e givecc me and a{so the title an�i�di�hone num6er of a per��z;wito will ans�ver any qu�stidn 1 may have regardi�e_:.':
<br /> i �� f.��i".�7�4,� .��'�-� , .. .
<br /> �'`� . ,, � ��' �he notice.
<br /> , ,,,:�,;;t � . ,
<br /> � r:.�'�;ri�;��� � 8. FIXED IN�[tE9� �7E 4P?CUN ;
<br /> `. The Ntofe pravldes far the IIarra�ver's aptian tacanvert�rom an adjustablE interest rate with i�itercst rate timits � .
<br /> �o a fixed intrrest rate;as�allow�:
<br /> ' - 5. �riX�U INTLIt�S]'W►'iE CON11�1t5CQN�il'TCON
<br /> � ��.�,, tA}pp�Ine to Converl b flxed Rate
<br /> � � 1-have a Canvrrsion Opttan that 1 can eamreLse untesi 1 am in dNault ar lhis 5eei�on 3tA)witl not permtt in� .
<br /> to do so.The'•Convetsion Option"is my aption tv conve�116e intecst�ate 1�tt��equired tn pay by Ihts Nate Cra�n '
<br /> :-- __-f-�:_��:��_`_._: . .. as:adjuslel:le�at��r2t8.lateiesi iait]lmits.�Q the tixeQ tat�eatt�ttattd nnder Seslio�t S!�)betow._. _. . . .. _ .._ . :.
<br /> � : The conversion cen only take pface on a dale(s)apedfied tiy�he Note Holdcr dutiea�he period bc�inning on '�
<br /> f� �he tirst Change bat�and eudlna on Ihe tiUh Ch�n�e D'ate.Facl►dateoa which my adjusta5tt inteast rafecan conved �
<br /> ro the n�w t'aed�ate ts calted 1he "Conversinn bate." _
<br /> . � . - - - _ .. _ _ _ _ _ _. _ _ �
<br /> � MIf1.t1�tATE A�JU�TA1lE RA1E MdEI!•A1NM ItAN 5�-S�O�ty-Finni�11tK ItNla�n lmh�ernF ian�8tt!tTl�� � .. -
<br /> }' �-�9��Mfth .aa`M0�1tGAf•t t�vK+c•Uf�7fJ�f90��/d6Hl�1fl1
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