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<br /> � TQL3�THP1t l�IITH�11 the improveaienta no�v or hereAftet erected on the pmpsrty. und all easements,uppurteannces.und f`__-
<br /> ” tixtures aow or hereaRer u part of the propeny• A�� rePlacercents nad udditions ehaU also be covered by tbis Secwlty
<br /> ' Insuument.A11 ot the foregoing is referce�ro fa this Sscurity Instrument ns the"Property." � ���•'°
<br /> �ORILOWBR COVENANTS thut Barrower is lawfully seised of the estate kereby wnveyed nnd has the rigdt to grant an�d �
<br /> �� canvey the Property�td thut the Pcopetty ia uneneumbsred. except for encuatbrnnces of record. Sorro�aer wurm�►ta and wfll � y�•�
<br /> �' k d e f e n e�g e n e rn l l y t h e t i d e t o t he Pro p e rt y n guinst�ll claims aad den�anda.subject to uny encumbrances of cecord.
<br /> TH[S 5ECURITY INSTRUMBNT combines wilform covenents for nationul uso and non-uniform co�enunta�v i t h l ini ft e d 0 �!�-
<br /> .;''��` varlations by Jutisdictlon ro conatitute a w►iform securIry instnunent coverIng real pmpertY• � :'-'
<br /> �� �.� UNIFORM COVBNANTS.Borrower and Lender covraant ond ag�es as follows: _
<br /> ,;;�tr�� 1. Paym�ant oY 1Mnclpal en� lnteresti 1'�'�PmY�CIIt und I.ato �Otnraes. Borrower shall nrompdy pay when dae the � -
<br /> �..._.�+�'! principal of sAd interest on the debt evidenced by the Note and eay persp�ma�u a�►d lata cuarges due under the Note. ___
<br /> � �. � �. FY�nds for Tnxes and insurnnce.Subject to appNcuble luw or to a wrltten waiver by Lender, Borrower shail pay to
<br /> Lender on tlie dny monthly payments urc due under tha Nnto,unttl We Note ls pt�id In full.a sum("Fnnnds")for:(a)Yearly te�cca •--
<br /> ' � �� � end assessments which mny attnin prlo�lty over this Securiry Insuument as a lien on the Propecty;(b)yeariY leasehold paymenta
<br /> • �!�; or�rouad mnts on tho Property.if any:t�)Ycuriy hnu�rd or propertY inswance premiums:(d)Yearly flood inauraaae premiums.
<br /> � °' ' iP any:(e)Yearly mortgt�e inaurance premfwns.if any: suct(�anY sums Payabte by Borrower to ixader. ia Aocordance wid�
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<br /> •�:;; : the pmvIsions of psiragraph 8.in lieu of We payment of moresage iatiur.utce premivaas.'17iese ftems are ealled "�scrnw Items.°
<br /> -::::;;�. �.ender may.at anY time. oQ1�e�:t and hoid Funda in un Amovat aoc to exceed thE ma�cimua►amount a lender for a federally
<br /> "."'� _• r�el�tted martgage toan may require for Borrower'o escrow accouat under the federal Real Estate Settlement Pcocedures Act of
<br /> �.'�• ", 1974 as amzn�ed from time to dme. 12 U.S.C.Sex�ion 260Y d seq.(°DtLSPA"1.��s anoiher law tt►at applies ta the Fcind� �
<br />:-`:::'„;'�� �i+" s�ts a les�dr z►u�aonnt. If so. Lender may. ut any time.collect and hold Pl�ndn in an amouat nat to exceed the lesser aiaaunt.
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<br /> , � Alrttder may esdmate tt�e amouat a€Furtds due on tha basls of current data and reasonable estimntea of eaPendlt�s o ture _
<br /> -::;•".� Bscrow Items or othecwise ia axordanoe wlth aPplicable law. �-
<br /> insaumenteli
<br />.. � � 'Ihe Fuads shall be held in an instiwtion whose deposits are insured by �qederal agea►cY. ty. or endty
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<br /> ` ..,p,,,.�,� . (including I.ender. if Lender is such su is►s�itution)or in any Federal Home Loan�Dt+nlc. Lender shu118PP1y the FY�ads to pay the
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<br /> s_:,�-�;s�`�:,• Escrow Items. Leuder may aot charge S�rcower for Lolding and ePP�Y�B the Fwu�s,aanuaily anallyzing e escrow aaxiun.or
<br />:�'k;�; verifying the Bscrow Items.unless I.ender pays Borrower tnterest on the�nds and applicable Imv permits Lender to make suctt
<br /> '';-.:� a charge. Rowever,Lender may r04uire Botcower to pay a one-dme c.�arge for un lndependent r�eal estate ta�c ezpo�ting serriCe
<br />"�;;'�:-y''���] usod by Lemder In connecNoa wit6 this loan, �nless applicable law pmvldes othorwise. Unless an agreemcat is mado or
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<br />:���=�s agplicable larv raryitrs interrst to be paid.Lender shoU aot be reqi.iixe�tto paytBor%wee Fu ds tLe�nderrsha�il Btve[O BpIIFAW�I.
<br /> ,..,-,�,:�;y,:�;� Bomower anr!i.ender maY ag�c b��8��artas�t,skst fater�s��l_�� _
<br />=-`�3,w,�� without ch�rge�an aunual a000uating of the Funds.showiug credi�s aad debits to the Punds an�the piupose for whislz euch
<br /> debit to t�e Funda was made.'[1�e Fuads eie pledged as addittonal seeurity for all sums e�cucecl by this Securiry ls�snvmeat. �
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