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, ,�i;13•�r i • , � <br /> �..s l i <br /> � • ii , � <br /> � �� � ., �' ' . <br /> �M:� , ... . - . � „ <br /> I � an,.��1'.. • .. - ,. .. - <br /> �le""'u• - . '«,":i <br /> . ... n <br /> . � . <br /> . „ ,. - - <br /> , ,. ._... <br /> . . .. - - n ,: �_. . . ....._....._----..___._.._..----•°--_._...._.....___.�.___._._•__-----'s.��. <br /> . ...__...... ._.._...._.._....... ........._._.- � I <br /> . t - .__._.."""""......._._'_ <br /> { ._.__"____..��..._'__ — <br /> •.i --. <br /> + ' - <br /> � S. �€o�ord or R~operty Insurnnse. Bormwcr shall kecp the improvements now existinII or her�eafter erected on tha — <br /> �p�nyr {�gured uBtilnat loss by flre,haziudo iaclude�within the term "extendcd coverage` end any other hawrda, inctuding <br /> floods or floodina.Por which Lender requires insumnce. This insurance shnll be mnintalned in the umounts and for the pedoda � <br /> �� thne Lender requires. The insurnnce cur�ter providiag the tnsurnuce shalt be chosen by Borrower aubJect eo i.en�4er's npprovul � Y <br /> ��..� which ahell not be un�easonebly wlthheld. If Borrower fuils to matntain caverua�deacribed abova, Lendcr may. ut Y.ender's � <br /> � optlon,ubtain coveraBe to protect Lender's rlBhta in the Property!n accordanawith parragrnp!►9• <br /> .:"i. AII insurance polieies end renewuls shnH be accepteblu to t.cnder aad s6a11 include n stnn�nM monga�e ctause. l.ender � , <br /> � �� shall have the rigdt to hold the policies and renewels. If l.ender requires.Borrower ahali promptly give tu L.cnder ull recelpta of <br /> �l,�+�! p�id prem[ums and renewut aotices. la the event of loas,Borrower ahnli�ive prompt nodce to the inaurance canier and Lendcr. � <br /> i,;,��!'� Lender muy make proaf of loss if not made pmmpdy by Borro�ver. <br /> • �,•••"�"`E� Unless 1.ender nnd Bortower atherv�ise agtee in wr�ting, insutencR Proc.etd$ shall be applied to restorution or repair of tho <br /> � Property damaIIed,if tbe matoration or repair is economlcally feasible and I.ender's securlty is not lessened. If the restoratton or <br /> , ;t� repuir is not e�onotalcalty tcasibte or Lender's securlry would be lessened, ttu insurai►ce Proceeds shall be app(ted to the sums � <br /> secured by this Security Inatn�ment, whether or not then due. witb any eaass paid to Borrower. If Bornnwer abandons the <br /> �' Property.or does not answer�vtthia�0 days a nadce from I.ender that the iawraace carrter has offered to senle a claim,then � <br /> �` I.ender raay collect ttte insurance proceeds• 1-ender mny use the proceeds co repair or cestore the Pe+operty or to pAy swna <br /> secured by thia Securlty Instn�ment.whether or not then duc.The 30-day period will bcgin when the notice is given. <br /> ; �", „ t m <br /> .`''',' , Ualess Lender and 8onower otherwise agree in wdtia�8. a�►Y ePPlicadon of pmceeds to pr[ncipal shall not extead or <br /> � , postPone the due date of tda montbly payments refernd to in paraBcapha 1 aad 2 or change the amount of tde payments. If <br /> n <br /> '• under puragraph 21 the Property Is acqui�+ed by Lxnder.�orrower's right to ray inawance policies and praccrds resWting fram <br /> ' '' '. acrn.�ge to the PropsRy pr�or to the acquisition shall p�ss tv I.Qnder to tFae e�ctent of the suwa se�ured by this Security Iastrumeat <br /> rsn�u2diately prlor w the.:cqunsition. <br /> `~.'i�i:,��. 6. Occupancye Presxr�val�au� 1Vdnintenance aa¢B k°t�otestton of the II�peerlyi Bosrawex's Laan AppUcatlon; - <br /> • '' :';:i Leaseholds.Borrower ahall ecxupY.esu►hI'ssa.ard use the Prnperty es Borrowcr's principal residence within s�Cry days after the <br /> '^,'y` .�. �`;, eaecudon of this Security►Insuument and ah�ll continue co oxupy We I�r�perty as Borcower's principal residence for at least onz _ <br /> ;y : :"r �' year after the date of occupency,uNess Lender ntizerwiss agrew�►i�►wgd�ing. which aonsent shall not be unreasonably withheld. <br /> �.-.f:• c,r unless cs�cctenuating circumstances eaist whieh ere beyond Bortower's control. Bnrtower shall not desuoy. dunnage or impair <br /> ' '' t3ta properiy,aUow the Property co deteriorate,or commit waste on the Proputy.Bornower shall bE ia default If rmy forfeiture <br />==m��t� ' action or roc�eding, whether civil or c�riminal.la begun that In i,ettder's�ood falth judgment could result in forfeituna of thc <br />,... . y� _. <br />`'�� �.��!�� Propem,or otherw[se aiatednll impair the lien created b thia Secudt Instrwaent or Lenrler's securiry interest• So�c�ower anay <br />_:*••�:,• � y <br /> Y <br /> h i8 �,au3nia iti�aciian at $!u be�9tYli�P+!Wl.§n ntlin� <br /> � � cure such a defaWt and reinstate,as provided fn parageap +� ` � p�° ar other mutertul <br /> `��;i���� that� In L.ender's good fnith �etera�inudan, precludea forfeittue of tho Borro�ver's interest in the Ptopsrty <br /> °� lmpairn►ent of the lien creat��by tblo Sec�uiry Inam�ment or I.ender's security interest. Borrower ahall also be in default if <br />�-t' - Borcower.during tiie Iean epp�ieatioA Pr�e�ss,gnve materlaily false ar ineccurate in4'�rn�aHon or statements to l,eader(or fniled <br />---.�-_���';�,f�'% w pmvide Lender with a�y material informraotion)ta connectiun with t�s loanevidene�!by die Nota.including�but not lim9teet <br />�::�,,;�,;;�� to.nePresentations coacemiag Borrowcr's occupancy of the Prope�tY ae u princl�ai residence.If this Se�urity Instrument is oa u <br />,;;,,��,�,�,� leasehold, Borrower sball comply with all the prnviaions of the lease. If BarrowEr ccquirea fce dde to the Property. the <br /> �.-W,k"""�;„,� leasehold aad the fee Ude shall not merge unleas Lender agiees to the merger in wcidng. <br /> w-�,��, 7,Protectlon oi I�eaadcr's Rlghts ta the Property.If Borrower ffctile to perfo�the covenunts and agr�eemeats contained ia <br /> _ : this SecurIry Instnuaent. ar the�e ia a 1egN proceedinB that may sl�ni�acandy affect Lender's rights in�he ProPertY<such os a <br /> — � Proo�eding in banTcttiptcy.Probate.for condemnatiou or forfeiture or¢o�n�orce iaws or regulattons),then L,ender may do and <br /> ° pay for whauver is aecessary ro pmtoct the value of the Property and Lander's r3Sb��n�e�P�Y. 1�►der's nctiona may <br /> include paytng any sums s�curcd by a lien whicte has prlortty over this Securiay tnsuument. appeuria8 in aourt� PaYinB <br /> —.� eeasonable attom�ys' fas and entering on the Property to make repairs.Although 4�nder may take atxion uader this p�ragraph <br /> _ 6�'����'A 7�Lender does not have todo sfl. <br /> --------- Any amounts disbutse� by Lender under thia paragraph 7 shn11 bec�me additional debi of Bomower secured by this <br /> =_- — Securlty Instrument. Uales�Bomo�wer an�1 Lender agree to othez terrns of payment. these atuouats ahull be�sr lnurest from the <br /> dote of disbuisemeat at the Note rate and ahall be p�yable. w[th interest.upon c�oda from Lender ta �ortovier requesting <br /> __ - PaYment. <br /> $.Miortgage[nsurnnce.If Lender requircd mortgage tosurdnce as a oondition of maktag the loan socurcd by this Se�urlty <br /> _—- -- instmment, Bon+ower shalt p$y the premiums nquired to a�atuwla tlie mongr�ge insurance ia sffea. If� for eny m,ason.the ' . <br /> �_ mortgage insurance covernge requiral by Lender tapses ar cxases to be iu eNect,Borrower slu�il pay the premiums required w ", <br /> -' obmin oovernge substantielly equivalent to tho mortgage insuranco prevIausly ia ei��ect.at a cast substantiolly equivalent to the <br /> '==�'�"'�`��i oost to Borrower of the mortgage inswnnoe prevleuslY in eff'ect.fmm an alterunt�moitgago iasurer appmved by Lender. �f <br /> - Y=���� substanticiltty equivalent ffiortgage insuranro coverage ia aot av�ilublr.Boirower shall pay to Leader sash raonth a sum equel to <br /> -- ° Y <br /> __;;�;;;�;;N;,;��;, one-twelfth of the yearly mortgase inswnnce premium bein8 paid by Bomower when the insuranr�coverage lapsed or ceased to <br /> :�=����r • ° be in effect.Lender wil!aooept,use and retafn these p�enta os u loss reserve iu lieu of moregage insuranae. Loss reserve <br /> .—:-.;j,.:,..a.�t�. 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