Loan No: Eldred224
<br />DEED OF TRUST
<br />'Continued)
<br />202205427
<br />Page 5
<br />Subsequent Taxes. If any tax to which this section applies is enacted subsequent to the date of this Deed of Trust,
<br />this event shall have the same effect as an Event of Default, and Lender may exercise any or all of its available
<br />remedies for an Event of Default as provided below unless Grantor either (1) pays the tax before it becomes
<br />delinquent, or (2) contests the tax as provided above in the Taxes and Liens section and deposits with Lender cash
<br />or a sufficient corporate surety bond or other security satisfactory to Lender.
<br />SECURITY AGREEMENT; FINANCING STATEMENTS. The following provisions relating to this Deed of Trust
<br />as a security agreement are a part of this Deed of Trust:
<br />Security Agreement. This instrument shall constitute a Security Agreement to the extent any of the Property
<br />constitutes fixtures, and Lender shall have all of the rights of a secured party under the Uniform Commercial Code
<br />as amended from time to time.
<br />Security Interest. Upon request by Lender, Grantor shall take whatever action is requested by Lender to perfect
<br />and continue Lender's security interest in the Personal Property. In addition to recording this Deed of Trust in the
<br />real property records, Lender may, at any time and without further authorization from Grantor, file executed
<br />counterparts, copies or reproductions of this Deed of Trust as a financing statement. Grantor shall reimburse Lender
<br />for all expenses incurred in perfecting or continuing this security interest. Upon default, Grantor shall not remove,
<br />sever or detach the Personal Property from the Property. Upon default, Grantor shall assemble any Personal
<br />Property not affixed to the Property in a manner and at a place reasonably convenient to Grantor and Lender and
<br />make it available to Lender within three (3) days after receipt of written demand from Lender to the extent
<br />permitted by applicable law.
<br />Addresses. The mailing addresses of Grantor (debtor) and Lender (secured party) from which information
<br />concerning the security interest granted by this Deed of Trust may be obtained (each as required by the Uniform
<br />Commercial Code) are as stated on the first page of this Deed of Trust.
<br />FURTHER ASSURANCES; ATTORNEY-IN-FACT. The following provisions relating to further assurances and
<br />attorney-in-fact are a part of this Deed of Trust
<br />Further Assurances. At any time, and from time to time, upon request of Lender, Grantor will make, execute and
<br />deliver, or will cause to be made, executed or delivered, to Lender or to Lender's designee, and when requested by
<br />Lender, cause to be filed, recorded, refiled, or rerecorded, as the case may be, at such times and in such offices and
<br />places as Lender may deem appropriate, any and all such mortgages, deeds of trust, security deeds, security
<br />agreements, financing statements, continuation statements, instruments of further assurance, certificates, and other
<br />documents as may, in the sole opinion of Lender, be necessary or desirable in order to effectuate, complete,
<br />perfect, continue, or preserve (I) Grantor's obligations under the Credit Agreement, this Deed of Trust, and the
<br />Related Documents, and (2) the liens and security interests created by this Deed of Trust on the Property, whether
<br />now owned or hereafter acquired by Grantor. Unless prohibited by law or Lender agrees to the contrary in writing,
<br />Grantor shall reimburse Lender for all costs and expenses incurred in connection with the matters referred to in this
<br />paragraph.
<br />Attorney -in -Fact. If Grantor fails to do any of the things referred to in the preceding paragraph, Lender may do
<br />so for and in the name of Grantor and at Grantor's expense. For such purposes, Grantor hereby irrevocably
<br />appoints Lender as Grantor's attorney-in-fact for the purpose of making, executing, delivering, filing, recording,
<br />and doing all other things as may be necessary or desirable, in Lender's sole opinion, to accomplish the matters
<br />referred to in the preceding paragraph.
<br />FULL PERFORMANCE. Upon the full performance of all the obligations under the Credit Agreement and this
<br />Deed of Trust, Trustee may, upon production of documents and fees as required under applicable law, release this
<br />Deed of Trust, and such release shall constitute a release of the lien for all such additional sums and expenditures made
<br />pursuant to this Deed of Trust. Lender agrees to cooperate with Grantor in obtaining such release and releasing the
<br />other collateral securing the Indebtedness. Any release fees required by law shall be paid by Grantor, if permitted by
<br />applicable law.
<br />EVENTS OF DEFAULT. Grantor will be in default under this Deed of Trust if any of the following happen: (A)
<br />Grantor commits fraud or makes a material misrepresentation at any time in connection with the Credit
<br />Agreement. This can include, for example, a false statement about Grantor's income, assets, liabilities, or any
<br />other aspects of Grantor's financial condition. (B) Grantor does not meet the repayment terms of the Credit
<br />Agreement. (C) Grantor's action or inaction adversely affects the collateral or Lender's rights in the collateral.
<br />This can include, for example, failure to maintain required insurance, waste or destructive use of the dwelling,
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