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<br /> 99° �og�3�
<br /> "' S.Hamrd or Proger0y Insurnnce. Borrower shall keep the lmprovements now existing or herenfter erected on the ,
<br /> Propetty tnwred agninat tosa by fire,hau►rda included withln the�.:rm "extended covernge" and any other hazatds, includiug _
<br /> � floods or tlaoding. for which Lender requlrea insurance.Thta insurance shall be maintained in the u�nounta und for the perioda
<br /> that Lcncler tequites.Thc lnsuraaccs carrler providlug the insuruncc shall be chosen by Borrower subject to Lender's approval .d:=-
<br /> which ihall not be unreusonably withheld. If Bonower fails to maintain caverage described ubove, Lender muy, at Lender's
<br /> � � option,obtaln coveraBe to protect I.ender's righta!n the Property in accordance with paragrnph 7, �=='
<br /> . All in�urance policies end renewala shail be acceptable to L,ender and shall include u staidard mortgage cluuse. Lender
<br /> „ �� sh�ll 6ave tGe rlght to hold the policles and renevuals.If Lender tequires,Bonower ahall pmmpdy give to Lender atl recelpta of �'.
<br /> " patd premiums and renewal nodces.In the event of to�,Borrower shall gtve prompt notice to the insurance carrier and Lender. ;;,4.,..
<br /> �� I.endetmay make proof of loss If not made pramptly by Borrower. �' --
<br /> :::ar„'r^�, �.�r:;
<br /> . ,,,�. . ilnless Lender and Horrower otherwise agree in wdting,Insuraace proceeds shall be applied to restoration or repalr of the `�_
<br /> Propeny damaged, if the restoration or repair is economically feusible aad L.ender's security is not lesseaed.If the rastoratlon or �..�,..
<br /> � repair la na economically feasible or L.ender's security would be lessened.the inaurance proceeds shalt ba applied to tha sums __
<br /> � � secured by�hls Secur[ty Instrument, whethar or not then dus, with any excess pnid to Borrower. If Borrower ahandons tiia _
<br /> ��.� Properry. or does noe answer within 30 days a noticx from I.ender that the Insurance carrler hm offered to aetda a clalm, then k_
<br /> �°• L.ender aR�y.coilect the iasur+mce procceds. I.ender m�y use the proceeda to repair or restore the Pr�perty or to pay suins �_,_�,;.
<br /> secured by this Security instrument.whether or not then due.'fbe 30-day perlod wiU besin when the natice ta given. _�_-
<br /> � �. Ualess Lender and Borrower othervllse agree ia wdtfng. anY applicatton of proceeds w princlpal ahall aot extend or __
<br /> ", � postgoae the dua date of the monthly payments referreQ to in paragraphs 1 aad 2 or cdaage the amount of the paymenta.If uader
<br /> , • �� �aragcaph 21 the Property is acquired by I.ender, Barrower's dght to any insuraace policla and proceeds resulting from --_
<br /> � , damage to the Property prSar to the acquisition shall pass ta I.ender to the eacent of the auma secured by this Secudry Insuument _
<br /> tmmedlately prior to the acqnisition.
<br /> ; . � 6,Oicupsnncy,Preserantion,Malntenanee and Prntectton of the Propeatyt Borrower's la�n Applicationt 1��odd�. —
<br /> ,;,, Bomower shall occupy, eatablish.and use the Praperty as Horrower's p►incipal residence with�n airty days aftEr the eaesutiom of
<br /> `'^ th;s Secw�lry Instniment and ahall wntlnue to oceupy che Property as Bortower's principal residence for at least one year aFter __
<br /> �� � the date of occupancy.wiless Leader otherwise agcees 1n writin6,wMch consent eball aot be uareasonably withbeld, or unless
<br /> ' , ex�QAUating circurnswaces exist which are beyond Barrawer's conuol. Borrower shall not desuoy. damage ar impair lhe
<br /> • . Propeny. �low the Property to detedorate, or commit waste on tbe Property. Borrower shal!be in default if any forfeittue
<br /> �. "' action or proceedtng,whether civil or crlminal. is begun that ia l.ender's good faitb judgment eauld result in fodetture of the
<br /> �;;. , Propetty or otherwIse materially impair the ilen creuted by thie Secudry Instnuttent or l.euder's securiry interest.Borrowes ra�y =
<br /> -'"'` _ �r�suclz a defauls aa� r?j���,�Pm�d��p��r�18.by causing che action or proceediag to be dismissed with a ruling _
<br /> '`��*� �^ that. la Lendor's good faith determinatton, precludes forfaiture of the Borrower's intemst ia the Property or other materiat _
<br /> _-�� " � impaiiment of tho Ilem created by this Securtry Instrucaent or Lendes's secnriry intetest. Borrower sball also ba ia defnuli 9f
<br />--�_�'+°'�=�`•��� Borrower,durin the loan a licatlon mcess.gave materlally false or Inaccurate infnrmatioa oc scatementa to I.ender(or failed
<br /> •'����:�'�`'' � co pravtde Lender with anY praaterial i�►formation)In connecdon with We loan evidenced by the Note,includiag,but aat ltmited
<br />='��=�k� to. rcyreseatatioas concem�r►�Bonower's occupancy of tho Property t�s a principal residence_ ltthis Security Iastrument is on a _
<br />-�,;�'''��r'`•` let�aehold.Borrawer shell comply witd NI the proviaions of the lease. If Borrower acquire� fce title to the Propecty. tbe
<br /> _1.,.+:1.+.�
<br /> v'�y�_,::� leasehold aad We fee title shall not merge unless Lender agrees to the merger iu writing.
<br /> =�,���_ 7,Protection of I.ender's Rights[n 1lie Property.If Borrower fa11s to perforai the coweaants and ogreemente conWn�d G►
<br /> ° s�..=s."� this Sxurlry Instcument,or there is a legal proceediag that may significandy affeet I.ender's dghta in the Property (sueb as a
<br /> �-;�'� Proce�diag ln bankruptcy.prabate,for condemnation or forfeiture or to enforce la�va or regule�ona).then Lender mr+y do sad
<br /> __.-�n�t� pay for wbatever is neceasary to protect the vatue of the Property and Leader's dghts ta tho Propercy. I.ender's ncttons mny
<br /> ------_� include payin�any sums secured by a lien wWcl� hs�s priorlty over this Securlry Inst�ument. apPeadag la court, PIIY�B
<br /> —��•�.�� teasonable attonieys'fees aad enteriag on the Property to mnke repatrs.Altbough I.ender may ta�e action under tbia purngrnph
<br /> --- -�� 7.L.eaderdoes aot have W do so.
<br /> �LU�� pny amounts disbursed by V;nder under this p.�ngrap4 7 shall t►ecome addidonal dcbt of Borrower secured by this
<br /> =��;:;ti Secudry instrument.Untess Borrower and Lender agree to ather terms of payment.these amouata ehail hrar intetest fcora tha
<br />_-•„�.v� date af diabursement at the Note tate and ahall be payable. with interest. upon notice feom Lender ta Borcowor requesting
<br />- ° __,_.,,,�
<br /> <,.��,�. payment.
<br />-- -""-��_� 8. iVlortgage Insurutece.If I,cndcr rec�uired mortgage Insurance as a condition of mak�ngthe loan secured by this Securlty
<br /> — '""��=� iustsua�ent, Borrower shall pay thc premiwns re9uired to maintpia the mort$age insucance in effect. If. for any reason� the
<br />- _°_-�--:�-�=� mortga�e insurance caverngc required by i.ender lap�ur�xas�i to be�effect.Banower s6rl! pay ihc prt:nt:ams xcqcefrut ta `
<br /> "--_ ± abt,aia coverage aubstantiully equivatent to the mortgage insurnuce.prevtously in etfext.at a co9t substanttaily ep�lvalent ro the
<br />— °''•'� uost ro �orr�wer of the mortgaBe insuranoe grevlously in effect. from an alternate mortgage insurer approved by Leader.If
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<br />_��,,,----,��� subeuntially equivulent mortgage insumnce coverage is not availablc,Borrower shsill pay to Leader each month a swn eq��Y so
<br /> ;�::.�:u:�.°:. ' one-rnelfth of�he yearly arartgaIIe insurance premium being patd by Borrower when the insucance coverage lapsed or ceasod Co
<br /> r �1;r°'; be iaef��ct. Lender will accept.use tmd retain these payments us a loss reserve in lteu of moctgage inaurnnce. I.flsa r�erve _.
<br /> �:;,• Form 30Y8 8 -
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