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_ 1 � D. UNIFORM SECURITY INSTRUMF.N'i';GO�'ERNIIN�LAW;fiEVF.RAilLITY Uniform�ovenant 1 S of the Security Instrument i9 amended to rad a fatlowa: Ds. UN[ers 51�erdt�I�tn�nt;Garenl�Vw;Se�enWit�.This for�n of Secwity Instrument comblua uniform covonants for national r use�nd non-uNfarm rnvenants with limited variation�by judsdictian to cansutute a unlform aavdty imtrument wverins ral property.7bis f Securily I�uument sh�lf be�overnad by Federtl taw and the law of the jurisdictian in whkh the Propeny is located. In the evt!�t that u�y provi�iaA or clawe oi tUli Security lnstrument or cAe Note contlict�with appikabk I�w�auch conNct�t�alt not affect atlxr proW�om at tGi� Securlt!►Imtrumeat or the Note�hich can be�iven eifect without the conflkKin�provialon.and to thl�end the proWsioaa of thi�Securlty tnsuvnxnt and tiia Note ae daclued to be sevcrabk. E. TRANSI�'ER OF TNE tROrF.RTY OR A/ENEb7ClAL IN7'F.RFST 11V sORROWER UNform Coven�nt 17 of the Socurity Instrument!s�nx�ded to rad u fdlo�n: 17. Tra�t�ot i�e�o�eiry or�De+�etieid I�Mc�N h�ar�wea If all or any put oP the Property or an lntuest thereln ls cold or tr�aqfer�od (or!f�brneficial it►terat in Borrower h�old or trunf�rred and Horrowrr is not a aatural per�oa)without Lendtr':pNor wrItten oonxat, L,ender may,at Lender's optioa,declue all the aums secu.-ed by this Security lnsuumrnt to be Imnkdiately due and payabk.HoMever,this optlon aha�1 not be exerci�ed by Let�der lf exercise is not authorlud by Fedeal Isw. lf La�der a�er�:lsa�uch optlon to aoakrate,Lender shW mail Horrower rtotia of�cceleration in�ornrdance wlth pRr�nph 14 hereof.Such aotioe ah�ll provide a perlod of not las than 30 dayrs from the date tt�e notla is maikd wlthia which Horrower may p�y the sum�declared due.lf Borrower fails to p�y such sum�prior to the eapiration of such pertod.Lender may,without further notice or demand on Horrower,invoke my ��n�iiM�wmittrrl hy��rr�nh lA hr�rnf Nohvithstandlns a aak or truisfer,.Borrower wiU conanue to be obligatod under the Note sad Wis Sccurlty Iastruiaent unlw L�ender h� rda�ed Borrower ia wrItina. F. LOAN CNARGFS If the toan aecwed by the Security Instrument is subject to s law wlilch sets mwdmum loan chu�p.and tlwt law is Mally interprctad ao thst the interest or other iwn chuga collectod or to be collectod in connection with the loan exooed permitted limits,thar.(1)any such loan cIw=e shall be reduad by the amount necGSSaty to redua the charje to tLe permittod limit;and(2)sny sums alrady ooUxtod from Haro�rer which accoeded permitted limita will be refunded to Borrower.Lender rtu�y chaose to make this refund by ralucin�the pdnclpal oNed under tl�e Nate or by roakiag a d9rect payment to Borrower.If a refund reduces pdncipil,the reduaion will be traud a+a putial prepaymrnt uader the Note. 1.; IN W17'NESS WHEREOF,Horrowa h�s e:ecukd tYL AdJiutabk Rqe Rider. , : � �." _ i � �.,_,— i== �1Zc.c-�-��.� G72�..�a ,s�,,� _. michael D. martin �RROWER ! ' ' • � � Seal) BO OWER Cynthi Jo E�iartin . �� ��SAY. ?;�:�4'� (SION ORIG NAL ONLY) ,..w�...."�'R"m"`°��;.•'' .� :��t��.,�� ._,i�.. � ..1 �" t• � v�I�� ' yh.. N��s�� . � `.'�?3N7 . -��i9� � � � � � � ..°O� o � .,�p �: o � -D-� � � ;� � � m � a�n ,� a rv o ^n p o � co `n zz c� c� ---- ---- � °' °T � _ , v � � �� m o � � -- � � �� r ,z�� m -. � � au:;�•. ��.- . .. ;,� o r �.,, `, U1 � (.-- ,�. ,- �'� N tv N� V Q� z i � � ' � � . � � � � � p . . -..� [n tIl � � L A t F "t� ►' � �Z -�:.� G; _ ao � ' .... �. � '. � a � � "'" (D7J1�w►:�j e�� `4!` "'� fi(tiluC i�� . 101t.E:`1 ,_.� _ t � i� � ; � , �� ,�� ' .._...� r-� ��, r. ' � r • 't��Z+�7��f:7t� , , .