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202204759 <br />15. RECONVEYANCE BY TRUSTEE. When the obligations secured by this Deed of <br />Trust have been satisfied, the Trustee shall, upon written request by the Beneficiary, reconvey the <br />Trust Estate to the person or persons legally entitled thereto, without warranty. Trustor shall pay for <br />recording of the instrument reconveying the Trust Estate. <br />16. NOTICES. Whenever Beneficiary, Maker, Trustor or Trustee shall desire to give or <br />serve any notice, demand, request or other communication with respect to this Deed of Trust, each <br />such notice, demand, request or other communication shall be in writing and shall be effective only <br />if the same is (a) delivered by personal service, or (b) mailed by certified mail, postage prepaid, <br />return receipt requested, addressed to the address set forth at the beginning of this Deed of Trust, <br />with delivery deemed to have occurred on the date of mailing. Any party may at any time change <br />its address for such notices by delivering or mailing to the other parties hereto, as aforesaid, a notice <br />of such change. <br />17. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN <br />TRUSTOR. If all or any part of the Property or any interest in it is sold or transferred, exchanged, <br />further encumbered or conveyed (or if a beneficial interest in Trustor is sold or transferred and <br />Trustor is not a natural person and the sale or transfer of such beneficial interest results in a change <br />in control such that Maker, owns less than 50% of the combined voting power of the outstanding <br />voting equity interests in Trustor) without Beneficiary's prior written consent, Beneficiary may, at <br />its option, require immediate payment in full of all sums secured by this Deed of Trust. However, <br />this option shall not be exercised by Beneficiary if exercise is prohibited by federal law as of the date <br />of this Deed of Trust. <br />18. SUCCESSORS AND ASSIGNS. This Deed of Trust applies to, inures to the benefit <br />of and binds all parties hereto, their heirs, legatees, devisees, personal representatives, successors <br />and assigns. The term "Beneficiary" shall mean the owner and holder of the Note, whether or not <br />specifically named as Beneficiary herein. <br />19. LITIGATION. Trustor shall defend the Trust Estate in any action or proceeding <br />purporting to affect the Property, whether or not it affects the security hereof, or purporting to affect <br />the rights or powers of Beneficiary or Trustee, and shall file and prosecute all necessary claims and <br />actions to prevent or recover for any damage to or destruction of the Property, and either Trustee or <br />Beneficiary is hereby authorized, without obligation so to do, to commence, appear in or defend any <br />such action, whether brought by or against Trustor, Beneficiary or Trustee, or with or without suit, <br />to exercise or enforce any other right, remedy or power available or conferred hereunder, whether or <br />not judgment be entered in any action or proceeding; and Trustor or Beneficiary may appear or <br />intervene in any action or proceeding, and retain counsel therein; and take such action therein, as <br />either may be advised and may settle, compromise or pay the same or any other claims and, in the <br />behalf and for any of said purposes, may expend and advance such sums of money as either may <br />deem necessary. Whether or not Trustor so appears or defends, Trustor on demand shall pay all costs <br />and expenses of Beneficiary and Trustee, including costs of evidence of title and attorney's fees in a <br />reasonable sum, in any such action or proceeding in which Beneficiary or Trustee may appear by <br />virtue of being made a party defendant or otherwise and irrespective of whether the interest of <br />Beneficiary or Trustee in the Property is directly questioned by such action, including, but not limited <br />to, any action for the condemnation of partition of the Property. <br />6 <br />