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<br />15. RECONVEYANCE BY TRUSTEE. When the obligations secured by this Deed of
<br />Trust have been satisfied, the Trustee shall, upon written request by the Beneficiary, reconvey the
<br />Trust Estate to the person or persons legally entitled thereto, without warranty. Trustor shall pay for
<br />recording of the instrument reconveying the Trust Estate.
<br />16. NOTICES. Whenever Beneficiary, Maker, Trustor or Trustee shall desire to give or
<br />serve any notice, demand, request or other communication with respect to this Deed of Trust, each
<br />such notice, demand, request or other communication shall be in writing and shall be effective only
<br />if the same is (a) delivered by personal service, or (b) mailed by certified mail, postage prepaid,
<br />return receipt requested, addressed to the address set forth at the beginning of this Deed of Trust,
<br />with delivery deemed to have occurred on the date of mailing. Any party may at any time change
<br />its address for such notices by delivering or mailing to the other parties hereto, as aforesaid, a notice
<br />of such change.
<br />17. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN
<br />TRUSTOR. If all or any part of the Property or any interest in it is sold or transferred, exchanged,
<br />further encumbered or conveyed (or if a beneficial interest in Trustor is sold or transferred and
<br />Trustor is not a natural person and the sale or transfer of such beneficial interest results in a change
<br />in control such that Maker, owns less than 50% of the combined voting power of the outstanding
<br />voting equity interests in Trustor) without Beneficiary's prior written consent, Beneficiary may, at
<br />its option, require immediate payment in full of all sums secured by this Deed of Trust. However,
<br />this option shall not be exercised by Beneficiary if exercise is prohibited by federal law as of the date
<br />of this Deed of Trust.
<br />18. SUCCESSORS AND ASSIGNS. This Deed of Trust applies to, inures to the benefit
<br />of and binds all parties hereto, their heirs, legatees, devisees, personal representatives, successors
<br />and assigns. The term "Beneficiary" shall mean the owner and holder of the Note, whether or not
<br />specifically named as Beneficiary herein.
<br />19. LITIGATION. Trustor shall defend the Trust Estate in any action or proceeding
<br />purporting to affect the Property, whether or not it affects the security hereof, or purporting to affect
<br />the rights or powers of Beneficiary or Trustee, and shall file and prosecute all necessary claims and
<br />actions to prevent or recover for any damage to or destruction of the Property, and either Trustee or
<br />Beneficiary is hereby authorized, without obligation so to do, to commence, appear in or defend any
<br />such action, whether brought by or against Trustor, Beneficiary or Trustee, or with or without suit,
<br />to exercise or enforce any other right, remedy or power available or conferred hereunder, whether or
<br />not judgment be entered in any action or proceeding; and Trustor or Beneficiary may appear or
<br />intervene in any action or proceeding, and retain counsel therein; and take such action therein, as
<br />either may be advised and may settle, compromise or pay the same or any other claims and, in the
<br />behalf and for any of said purposes, may expend and advance such sums of money as either may
<br />deem necessary. Whether or not Trustor so appears or defends, Trustor on demand shall pay all costs
<br />and expenses of Beneficiary and Trustee, including costs of evidence of title and attorney's fees in a
<br />reasonable sum, in any such action or proceeding in which Beneficiary or Trustee may appear by
<br />virtue of being made a party defendant or otherwise and irrespective of whether the interest of
<br />Beneficiary or Trustee in the Property is directly questioned by such action, including, but not limited
<br />to, any action for the condemnation of partition of the Property.
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