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200010288 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />L(Seal) <br />ERIC L. MANKA - Borrower <br />Ll� /C %y%, A/� (Seal) <br />NICOLLE M. MANKA - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />MFNE7770 (09/00) / 041- 2201774 <br />(M- 6A(NE) (0004) Page 14 of 15 Form 3028 3/99 <br />