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202204068
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6/1/2022 4:08:31 PM
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6/1/2022 4:08:29 PM
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202204068
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20226 4068 <br />LOAN #: ONE22000740 <br />MIN: 1002704-8000334146-3 <br />SECOND HOME RIDER <br />THIS SECOND HOME RIDER is made this 27th day of May, 2022 and <br />is incorporated into and shall be deemed to amend and supplement the Mortgage, <br />Deed of Trust, or Security Deed (the "Security Instrument") of the same date given b <br />the undersigned (the "Borrower," whether there are one or more persons undersigned) <br />to secure Borrower's Note to Churchill Mortgage Corporation, a Corporation <br />(the "Lender") <br />of the same date and covering the Property described in the Security Instrument (the <br />"Property"), which is located at: 1629 Peach St, Grand Island, NE 68801. <br />In addition to the covenants and agreements made in the Security Instrument, <br />Borrower and Lender further covenant and agree that Sections 6 and 8 of the Security <br />Instrument are deleted and are replaced by the following: <br />6. Occupancy. Borrower will occupy and use the Property as Borrower's second <br />home. Borrower will maintain exclusive control over the occupancy of the Property, <br />including short-term rentals, and will not subject the Property to any timesharing or <br />other shared ownership arrangement or to any rental pool or agreement that requires <br />Borrower either to rent the Property or give a management firm or any other person <br />or entity any control over the occupancy or use of the Property. Borrower will keep <br />the Property available primarily as a residence for Borrowers personal use and <br />enjoyment for at least one year after the date of this Second Home Rider, unless <br />Lender otherwise agrees in writing, which consent shall not be unreasonably with- <br />held, or unless extenuating circumstances exist which are beyond Borrower's control. <br />8. Borrower's Loan Application. Borrower shall be in default if, during the Loan <br />application process, Borrower or any persons or entities acting at the direction of <br />Borrower or with Borrower's knowledge or consent gave materially false, mislead- <br />ing, or inaccurate information or statements to Lender (or failed to provide Lender <br />with material information) in connection with the Loan. Material representations <br />include, but are not limited to, representations concerning Borrower's occupancy <br />of the Property as Borrower's second home. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this Second Home Rider. <br />IRENE N MUREITHI <br />0519-i)22 (Seal) <br />DATE <br />MULTISTATE SECOND HOME RIDER — Single Family — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 38901/01 (rev. 4/19) Initials: ✓'iy1 <br />ICE Mortgage Technology, Inc. F389ORDU 0519 <br />F389ORLU (CLS) <br />05/26/2022 08:52 AM PST <br />1111 ':'. ,PagliEff. <br />LEU I` ; I'I,11 II I <br />
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