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202204022 <br />0071628341 00010036580 <br />If Lender exercises the option to require immediate payment in full, Lender <br />shall give Borrower notice of acceleration. The notice shall provide a period of not <br />less than 30 days from the date the notice is given in accordance with Section 15 <br />within which Borrower must pay all sums secured by this Security Instrument. If <br />Borrower fails to pay these sums prior to the expiration of this period, Lender may <br />invoke any remedies permitted by this Security Instrument without further notice or <br />demand on Borrower. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br />this Fixed/Adjustable Rate Rider. <br />S/5112-7_ <br />- BORROWER - AMANDA CELESTE STUELPNAGEL - DATE - <br />MULTISTATE FIXED/ADJUSTABLE RATE RIDER — 30 -day Average SOFR —Single Family— <br />Fannie Mae / Freddie Mac Uniform Instrument <br />E:1 23833.6 Form 3142 04/20 <br />(Page 5 of 5) <br />A <br />i <br />110 11 1111 <br />HL000100365802383305 <br />u <br />i <br />S <br />