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NMLS# 7233; Originator: Ed Jarosik, NMLS# 470809 <br />Loan Number: 13610364 <br />Case Number: 6477278596 <br />2O22(3974 <br />MIN: 100287715005975979 <br />1-4 FAMILY RIDER <br />(Assignment of Rents) <br />THIS 1-4 FAMILY RIDER is made this 27th day of May, 2022, and is incorporated into and shall be <br />deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security <br />Instrument") of the same date given by the undersigned (the "Borrower") to secure Borrower's Note to <br />Gateway Mortgage, a division of Gateway First Bank <br />(the "Lender") of the same date and covering the Property described in the Security Instrument and located <br />at: <br />404 S Pine St <br />Grand Island, NEBRASKA 68801-7842 <br />(Property Address) <br />1-4 FAMILY COVENANTS. In addition to the covenants and agreements made in the Security <br />Instrument, Borrower and Lender further covenant and agree as follows: <br />A. ADDITIONAL PROPERTY SUBJECT TO THE SECURITY INSTRUMENT. In addition to <br />the Property described in Security Instrument, the following items now or hereafter attached to the Property <br />to the extent they are fixtures are added to the Property description, and shall also constitute the Property <br />covered by the Security Instrument: building materials, appliances and goods of every nature whatsoever <br />now or hereafter located in, on, or used, or intended to be used in connection with the Property, including, <br />but not limited to, those for the purposes of supplying or distributing heating, cooling, electricity, gas, <br />water, air and light, fire prevention and extinguishing apparatus, security and access control apparatus, <br />plumbing, bath tubs, water heaters, water closets, sinks, ranges, stoves, refrigerators, dishwashers, <br />disposals, washers, dryers, awnings, storm windows, storm doors, screens, blinds, shades, curtains and <br />curtain rods, attached mirrors, cabinets, paneling and attached floor coverings, all of which, including <br />replacements and additions thereto, shall be deemed to be and remain a part of the Property covered by the <br />Security Instrument. All of the foregoing together with the Property described in the Security Instrument (or <br />MULTISTATE 1-4 FAMILY RIDER -Fannie MaelFreddie Mac UNIFORM INSTRUMENT Form 31701/01 <br />Page 1 of 3 <br />IDS, Inc. - 31352 Borrower(s) Initials <br />1111 <br />