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WHEN RECORDED, MAIL TO: <br />Gateway Mortgage, a division of Gateway First Bank <br />244 South Gateway Place <br />Jenks, OK 74037 <br />This instrument was prepared by: <br />Gateway Mortgage, a division of Gateway First Bank <br />244 South Gateway Place <br />Jenks, OK 74037 <br />NMLS# 7233; Originator: Ed Jarosik, NMLS# 470809 <br />Loan Number: 13606530 <br />rV <br />fU <br />IV <br />CJ <br />W <br />(0 <br />d <br />CO <br />(Space Above This Line For Recording Data) <br />DEED OF TRUST <br />MIN: 100287715005937128 <br />SIS Telephone #: (888) 679-MERS <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, <br />G) 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />• (A) "Security Instrument" means this document, which is dated May 27, 2022, together with all Riders to this <br />D document. <br />(B) "Borrower" is Efrain Cervantes and Rebecca Cervantes, husband and wife. Borrower is the trustor under this <br />- 4 Security Instrument. <br />(C) "Lender" is Gateway Mortgage, a division of Gateway First Bank, organized and existing under the laws of <br />Oklahoma. <br />�-t Lender's address is 244 South Gateway Place, Jenks, OKLAHOMA 74037. <br />(D) "Trustee" is Scott Gesell <br />Trustee's address is 244 South Gateway Place, Jenks, OKLAHOMA 74037. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1/01 <br />Page 1 of 13 <br />IDS, Inc .-30227 Borrower(s) Initials Il <br />