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RECORDATION REQUESTED BY: <br />Five Points Bank <br />2009 North Diers Ave <br />Grand Island, NE 68802 <br />WHEN RECORDED MAIItO: <br />Five Points Bank <br />2009 North Diers Ave <br />Grand Island, NE 68802 <br />SEND TAX NOTICES TO: <br />Five Points Bank <br />2009 North Diers Ave <br />Grand Island, NE 68802 <br />z <br />i Z z <br />v <br />M <br />O <br />f n <br />o <br />..l <br />7 <br />c <br />N <br />0 <br />C) U) <br />o -i <br />C D <br />z M <br />O <br />O -T1 <br />'T1 z <br />= m <br />:> M <br />r <br />r n <br />cn <br />n <br />CD m <br />N = <br />C) <br />o CL <br />C) y <br />o <br />N 3 <br />C.3 CD <br />n <br />SPACE ABOVE THIS LINE IS FOR RECORDER'S USE ONLY <br />DEED OF TRUST <br />THIS DEED OF TRUST IS DATED NOVEMBER 17, 2000, among CLIFFORD L RUZICKA and LORA B RUZICKA, <br />Husband and Wife, whose address is 1314 W DIVISION ST, GRAND ISLAND, NE 68801 -5740 (referred to <br />below as "Trustor "); Five Points Bank, whose address is 2009 North Diers Ave, Grand Island, NE 68802 <br />(referred to below sometimes as "Lender" and sometimes as "Beneficiary"); and Five Points Bank, whose <br />address is 2015 N. Broadwell, Grand Island, NE 68803 (referred to below as "Trustee "). <br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee In trust, WITH POWER OF SALE, for the benefit of <br />Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real property, together with all existing or <br />subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights and <br />ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties and rofits relating to the real prope including <br />without limitation all minerals, oil, gas, geothermal and similar matters, located in Hall (count/, State of NebraSkB Ae "Real <br />Property "): <br />Lot Seven (7), Block One (1), Elm Place, an Addition to the city of Grand Island, Hall County, Nebraska <br />The Real Property or its address is commonly known as 1314 W. Division St., Grand Island, NE 68801 -5740. <br />The Real Property tax identification number is 400127938. <br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and interest in and to all present and <br />future leases of the Property and all Rents from the Property. In addition, Trustor grants Lender a Uniform Commercial Code security interest in the <br />Rents and the Personal Property defined below. <br />DEFINITIONS. The following words shall have the following meanings when used in this Deed of Trust. Terms not otherwise defined in this Deed of <br />