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0940-2 No 000 469 200010235 DEED OF TRUST (Continued) Page 5 unless such waiver is in writing and signed by Lender. No delay or omission on the part of Lender in exercising any right shall operate as a waiver of such right or any other right. A waiver by any party of a provision of this Deed of Trust shall not constitute a waiver of or prejudice the party's right otherwise to demand strict compliance with that provision or any other provision. No prior waiver by Lender, nor any course of dealing between Lender and Trustor, shall constitute a waiver of any of Lender's rights or any of Trustor's obligations as to any future transactions. Whenever consent by Lender is required in this Deed of Trust, the granting of such consent by Lender in any instance shall not constitute continuing consent to subsequent instances where such consent is required. Waiver of Homestead Exemption. Trustor hereby releases and waives all rights and benefits of the homestead exemption laws of the State of Nebraska as to all Indebtedness secured by this Deed of Trust. EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH TRUSTOR AGREES TO ITS TERMS. CORPORATE ACKNOWLEDGMENT STATE OF NEBRASKA ) ) SS COUNTY OF HALL On this 20TH day of SEPTEMBER , PO 00 , before me, the undersigned Notary Public, personally appeared JOHN RUSSELL, PRESIDENT; and LISA THAYER, SECRETARY of ST PAUL'S LUTHERAN CHURCH of Grand Island, A NEBRASKA CORPORATION, and known to me to be authorized agents of the corporation that executed the Deed of Trust and acknowledged the Deed of Trust to be the free and voluntary act and deed of the corporation, by authority of its Bylaws or by resolution of its board of directors, for the uses and purposes therein mentioned, and on oath stated that they are authorized to execute this Deed of Trust and in fact executed the Deed of Trust on behalf of the corporation. GENERAL NOTARY -State of Nebraska By 1 VI- ( r 4—Jv� KEVIN R. WERNER Notary Public in and for the State of My Comm. Exp. July 4, 2001 Residing at My commission expires