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<br /> 1TOQETH�R WITH all the improvemeats now or herenttcr crected an ti►c property,�tnd nli cneemcnts,appurtenunces,nnd �;��„
<br /> fixturea uow or herenfter a part of tho propeny. A!l replacernents cu�d additlanr► ahnli alec� bc� cUVCrcd by this Secudty __
<br /> Instrument. Ali of the faregQing is refencd toin this Secudty Insteument as thc"Ptop�rty•" �°�=-
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<br /> BORROWER.CUVBNANTS thnt Boreower la Inwtltlly aci�ctt aP thc estnto hcreby convuycd ntid hn!+thc riaht to IIrunt and °•t_
<br /> convey the Property end that the Proporty is uaencumbercd, cxcept tor citcumhriutcee ��t rccord. ticttmwor wam�nts ond will -�'
<br /> " . defend generally the title to the Property asaipst ull cluims nnd domnnde,subject ta nny encumhuincer�of recard. _.•,;;_
<br /> - .. THIS SEGURI.TY iNSTRUM�NT cornbine�uniform covent►nte f�r nndamtl uso r�nd nun•unlli�rm caventu�ta with limited
<br /> � vaziationa by jurlsdlcUan to constitute a uaiform secunty instru�urnt wverin��cid pru�Kr�y. o.-
<br /> •� ' UNIFORM COVENANTS.Borcowor aid Lcndcr covcnunt cutd agrco as folluwr�: __
<br /> 1. Puyment of Princtps�t and Intcrest� Prepuymcnt and l.ntc Chnr{�es. H�truwcr ehull prutnpUy piiy when due the __
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<br /> ������'""`� principal of and incorest on the debt evldencod by ihe Note und any prepnyment mid Icuu cher�en d�ro iin�lur tho Notc. _`�
<br /> �� � 2. Funds for Taxes artd Iusurnnce. SUbjat to nppilcublv law oe to a wr itten wi�ivcr by l.cndcr, f�urru wc+r s h u t l p n y t o ' _
<br /> Lender on the day monthly paym�ats nre duauadcr tho Notc.until the Noto ie puld in ft�ti,n eum 1'E�unQe'7 fur(n)yeurly taxes --
<br /> aad assessmeras which muy attein priority over tt►Is Security Inatrumenc�a n lion on tho Pra�esty;lb)yeurly Icaschuld pnyments r"`��=�-
<br /> ; � or ground renta on the Propertyr,it any;(c) ycarly haznrd or property lnaurancc pmmtums;(d)ycndy Oaad ins�amnco premluma. y;�=`�'""
<br /> �� �„ if any; (e)yearly mortgage insurauce premiums,if uny; and(�any sums puynble by Barrower to L.cnder, is�nccurdunco with =
<br /> the provlsiona af paragruph 8. in lteu of the paymcnt of mortgnge insurnnw premiuma. 'Thc�o items aro cnlled "�sr,row Itcros." _--
<br /> � Lendcr may, at any time, collect and hold�nda in an umount not to oxcced the mnximum umount i► Icndor Por n fcderally
<br /> � '. related mortgage loan may require for Horrower's escrow accaunt nnder th0 federal Real Estatet S�ttletnunt P�acedurca Act af
<br /> �'`-0`�`•,'r' �� 1974 as amended from time to ttme. 12 U.S,C. Section 2601 et seq.("RESPA"),unloea unothcr la�v thut nppliee tn the Funda
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<br /> �,,`�r,•,;�;i;• � ' seta a lesser amount. If so, Lender may, nt eny tlme, collect and hold Nunds in nm m�ounc nat tw excced thu Ics�or a�i►aunt. 6�-.
<br /> ';;t�>�r `,�� I.ender may eatiraate the amount of Funds due oa the basta of current dntu nnd reusonnble cstimntea c�f ox{scsndilures af Nture _---
<br /> �� }"' l3scrow Itema or otherwise in uccordance with a licnble law. �";
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<br />�� .F,'�.,,; .� Thc Fuads sha11 be held !n an InatiNdon whose depostts ara insured by a federa! agency. inetrumontnticy, or cntity �,'_
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<br /> �„,?�n,,��;, ;;.�` , (including I.ender. if Leader is such an insNtution)or in any Federnl Home Loun Bnnk. Lender shnit appty the Pundn ro pay the ;;;,,_,._„
<br /> �I'�'j'" � Bscrow Items. I.eader ma not char e Borrower for holdin nnd a I ing the Fuads.nnnuull nnal �in thu eaorow acco�mt,or ("�=�_-:
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<br /> -�:r� verlfying the Escrow Items,unless L.ender pays 8ono�ver interest on the FunAs nnd Applicublc 1aw permits Lendc�to mnko euch __
<br /> � u chnr�e.Huwever,l.endcr muy require Borrowar to pay a one•tlmo chargv far�r►iadependcnt rc��l cstato tnx reporting sorvice _
<br />- . �� �� ' used by LRader in connection with tbla loaa, uNess applicable law providca otherwiso. Unlcss un ogrcement te mndo or -
<br /> .-,�•;;:,,,. applicuble luw requices interest to Be paid. I.cnder shall not ba required to pay 8onower any intcrest ur enrnings on tl�o Funde.
<br />��-`��'^'��n> ;' Borrowcr aad Lender may agree ia writing,however,that interest ahall 60 paid on tho Funds. I,cndcr ahall givo to B�tttower.
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<br /> �:�;���U;���'°:` °`° without charge, aa aaauat accouating of t'na Fuads,et►owing ccaiiie i��3 d�bite it� it'�G !'ustds and :he psstpc�e far �hls:ls es�:�
<br />��''`'rs'`' . � debIt to tho F�snds wes made.7t�e Funds are pledged as addidonnl aecudty for ap eums securcd by this 5ecurlty lnatruuiem.
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<br /> {��•':�: .;: �•,• If she Fuada held by Leader eaceed the amounta permitted to bc held by applicoble lac�v,L.endcr ahnll nccount to 8orruwcr
<br />:;�,,,��r,�:�;;��;' for the excesa Funds in accordaace wtth the requiremente of applicuble law. If tha umount of the Funda keld by Lcnder nt m�y
<br />��,;�'i�'��`��c�;'',- ttme is not sufficient to puy the Bscrow Items when due. Lender may so notlfy 9orrower tn wdting. nnd.!n such caro Uorrower
<br />_�'''�'+���'r'�^� sheU a to Ixader the amount necess to make u the doficienc Borrower sh�ll muka u the doftctene in no ntoro ihun
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<br />�",4:.��•�:;k twelve monWly payments,at Leader's sole discretion.
<br />�''_�`:��:�+'�Ll��: Upon payment in full of all aums secured by this Security Instruraent, I.ender shali promptly rcAmd to Borrowpr auy
<br />''��` '�F"��+�` Funda held by Lender. If�under paragraph 21, Lender ahull acquire or se11 ehe Propeny,Lender,prior ta tho ncqulaitluii ar ealo
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<br />���;-� .�,� of.the Property.shell apply any Funds held by i.ender:�t the time of acquisition or satc as u crcAlt Aguinet iho euma eecuc y
<br />- ���•��*±�: this 56curity Inatruraent.
<br /> "�:��; 8.ApplieaNan oi Paymente.Unless applicable Inw provides otherwiso.nll payments reccivcd by l.endot uttdar parngrophe
<br /> —����`� . 1 and 2 ahall 6e opplied: first,to any prepayrnent charges dua undcr the Note;second.to amouncs payablv undor pnrngrnt�l�2:
<br /> '-"'g"�"""""��' third.to intcrest due;fourth,to princtp�l dua;smd tast,tu aay luto charges due undcr tho Nota.
<br />- --a:;��;��; 4. Charges= Llens.Bonnwer ahall pay all taxes, assessments.churIIes, fines und lmpoaltiona nttrtbutobto to tho�roperty
<br /> -�--;�_:'"'� whtch may attain priortty uver this Securiry Inetrument,and leusehold pnyments or gsound renta. if nny. 8orrowur ehnll nny
<br />�±►?',�vi;;�� these obligutiotts in the manner provided in paragtaph 2.or if not pald ia that munner.Horrower ai�a11 pt►p them an tlmo dirtctly
<br />`-��� to t�e person owed payment. Horrower shail pmmptly ft�mish to Lender ell notices of amounta to no pniA under►hls pnrugct�h. ____
<br /> `�'"� If Barrower makes these pnyment�direcdy,Borro�ver sbnU promptly fumtsh to Lender receipts evidencing the pnymente.
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<br /> - __ &;irower sitali pr+smptly 83�chsr;e^,w;ifea t.�hl.It h�,.�prior3r;over thf9 Sa'!tlltY Ii!?tl!!!!!C�!1 l�*�Inaa 3nTMw�t: (t�)nnrCC!(tl �
<br />�ry`��'`��� writ�ng to the payraent of the obiigation secured by the lien in a naanaer ucceptable to Lender;(b)conteats In goud fnith tho Iteaf _
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<br /> _-��_�r�.,,, by. or defends against enforcement of the lien in, le�ul pruceedinga which ia tho I.endcr's apinton oparmo to provcnt thu
<br /> =�T'='��� eaforcement of�he ltan;or(c)secures frum the holdor of the lien un agreement aatiafnctory to Lender subordinnting Aio Ilen ta
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<br />��r«���Y.�=��•1 this Security Insuuraent. If L.ender detemliass�hat any part of tho Property is eubject ro a Iten which may nttpin pri�rlty uv�r
<br /> �� ��u �`�", this Security Instrumant.Lender may gtve 8orrower n notica tdentifyinII the Ilen. Borrower shail satioty tho Uon ar takc�an��►r
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<br /> y����;�.�?;��" :+ iuon of th0 acttons set forth above wiWU► 10 days of the gtving of nodcc. _
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