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202203210 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Second Home Rider. <br />Borrower <br />L L 1 L, C H/261/2 Z <br />SHELLEY Fredrick Date <br />Seal <br />�ct,e <br />Darrel Fredrick <br />Z �- a <br />Date <br />Seal <br />HCFG-00247 <br />MULTISTATE SECOND HOME RIDER - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP® <br />Wolters Kluwer Financial Services 2022042617.1.0.4574J20180529Y <br />661888322216 <br />Form 3890 1 0 <br />11/11 <br />Page 2 of 2 <br />1111 IN11111 <br />