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WHEN RECORDED MAIL TO: <br />Cornerstone Bank <br />Hildreth Facility <br />P.O. Box 127 <br />133 Commercial Ave <br />Hildreth. NE 68947 <br />r-. <br />ry <br />FOR RECORDER'S USE ONLY <br />DISCLAIMER OF HOMESTEAD <br />Executed pursuant to Section 4(3)(a) and (b) of the <br />Farm Homestead Protection Act <br />GRANTOR: Michael A Panowicz and Patricia M Panowicz <br />LENDER: Cornerstone Bank <br />LENDER'S ADDRESS: Hildreth Facility, P.O. Box 127, 133 Commercial Ave, Hildreth, NE 68947 <br />PROPERTY LEGAL DESCRIPTION: Located in Hall County, State of Nebraska: <br />See Addendum "A" <br />The Real Property or Its address is commonly known as SW1/4 and W1/2SE1/4 31-12-10 Hall County, NE. The Real <br />Property tax identification number is 400189542. <br />UNDERSIGNED, Michael A Panowicz; and Patricia M Panowicz, GRANTOR, hereby states that no part of Undersigned's <br />homestead is presently, or in the future will be, situated upon the real estate described in the Deed of Trust. <br />Undersigned also understands that if Undersigned establishes a homestead on any part of the real estate during the <br />time the Deed of Trust remains unsatisfied and a lien upon the real estate, there will be no right to make a designation <br />of homestead in the event of a trustee's sale upon such Deed of Trust. <br />Further, Undersigned acknowledges that Undersigned has had an opportunity to read the proposed Deed of Trust with <br />power of sale and that Undersigned is signing this Document first before signing the Deed of Trust. <br />THE UNDERSIGNED ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS FARM HOMESTEAD <br />PROTECTION ACT DOCUMENT. THIS DOCUMENT IS EXECUTED ON APRIL 14, 2022. <br />GRANTOR: <br />X <br />Makerobvic z <br />p, <br />x �GI,ltyce <br />./Q <br />Patricia M Panowicz <br />WlWwna.LsNi sn a3a3IN3 <br />t2(“)° <br />