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<br />WHEN RECORDED MAIL TO:
<br />NebraskaLand Bank
<br />/ Keamey Branch On 6v- j
<br />V 4615 Second Avenue 1 V
<br />Kearney. NE 68848
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<br />FOR RECORDER'S USE ONLY
<br />DEED OF TRUST
<br />THIS DEED OF TRUST is dated April 19, 2022, among Wendell R. Dubbs and Sally J. Dubbs,
<br />not personally but as Trustees on behalf of Wendell R. Dubbs Revocable Living Trust, dated
<br />June 20, 2012, whose address is 5907 6th Ave, Kearney, NE 68845; and Sally J. Dubbs and
<br />Wendell R. Dubbs, not personally but as Trustees on behalf of Sally J. Dubbs Revocable Living
<br />Trust, dated June 20, 2012, whose address is 5907 6th Ave, Kearney, NE 68845 ("Trustor");
<br />NebraskaLand Bank, whose address is Kearney Branch, 4615 Second Avenue, Kearney, NE
<br />68847 (referred to below sometimes as "Lender" and sometimes as "Beneficiary"); and
<br />NebraskaLand Bank, whose address is P.O. Box 829 1400 South Dewey, North Platte, NE
<br />69103 (referred to below as "Trustee").
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE,
<br />for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real.
<br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all
<br />easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with
<br />ditch or irrigation rights); and all other rights, royalties, and profits relatingto the real property, includingwithout
<br />limitation all minerals, oil, gas, geothermal and similar matters, (the "Real roperty") located in Hall ounty,
<br />State of Nebraska:
<br />THE NORTHEAST QUARTER OF THE SOUTHEAST QUARTER (NE'/4SE'/4); AND THE WEST
<br />HALF OF THE SOUTHEAST QUARTER (W1/2SE1/4) OF SECTION THREE (3) TOWNSHIP TEN
<br />(10) NORTH, RANGE TWELVE (12), WEST OF THE 6TH P.M., IN HALL COUNTY,
<br />NEBRASKA, SUBJECT TO EASEMENTS, RESERVATIONS AND PUBLIC ROADS EITHER
<br />APPARENT OR OF RECORD, AND BEING 120 ACRES MORE OR LESS
<br />The Real Property or its address is commonly known as Rural Hall County, Wood River, NE
<br />68883. The Real Property tax identification number is 400223597.
<br />CROSS -COLLATERALIZATION. In addition to the Note, this Deed of Trust secures all obligations, debts and liabilities,
<br />plus interest thereon, of either Trustor or Borrower to Lender, or any one or more of them, as well as all claims by
<br />Lender against Borrower and Trustor or any one or more of them, whether now existing or hereafter arising, whether
<br />related or unrelated to the purpose of the Note, whether voluntary or otherwise, whether due or not due, direct or
<br />indirect, determined or undetermined, absolute or contingent, liquidated or unliquidated, whether Borrower or Trustor
<br />may be liable individually or jointly with others, whether obligated as guarantor, surety, accommodation party or
<br />otherwise, and whether recovery upon such amounts may be or hereafter may become barred by any statute of
<br />limitations, and whether the obligation to repay such amounts may be or hereafter may become otherwise
<br />unenforceable.
<br />FUTURE ADVANCES. In addition to the Note, this Deed of Trust secures all future advances made by Lender to
<br />Borrower or Trustor whether or not the advances are made pursuant to a commitment. Specifically, without limitation,
<br />this Deed of Trust secures, in addition to the amounts specified in the Note, all future amounts Lender in its discretion
<br />may loan to Borrower or Trustor, together with all interest thereon.
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and
<br />interest in and to all present and future leases of the Property and all Rents from the Property. In addition, Trustor
<br />grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents.
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND
<br />PERSONAL PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF
<br />ANY AND ALL OBLIGATIONS UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS
<br />DEED OF TRUST IS GIVEN AND ACCEPTED ON THE FOLLOWING TERMS:
<br />TRUSTOR'S REPRESENTATIONS AND WARRANTIES. Trustor warrants that: (a) this Deed of Trust is executed at
<br />Borrower's request and not at the request of Lender; (b) Trustor has the full power, right, and authority to enter into
<br />this Deed of Trust and to hypothecate the Property; (c) the provisions of this Deed of Trust do not conflict with, or
<br />result in a default under any agreement or other instrument binding upon Trustor and do not result in a violation of any
<br />law, regulation, court decree or order applicable to Trustor; (d) Trustor has established adequate means of obtaining
<br />from Borrower on a continuing basis information about Borrower's financial condition; and (e) Lender has made no
<br />representation to Trustor about Borrower (including without limitation the creditworthiness of Borrower).
<br />TRUSTOR'S WAIVERS. Trustor waives all rights or defenses arising by reason of any "one action" or "anti -deficiency"
<br />law, or any other law which may prevent Lender from bringing any action against Trustor, including a claim for
<br />deficiency to the extent Lender is otherwise entitled to a claim for deficiency, before or after Lender's commencement
<br />to
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