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20001020,1 WAIVER 1. The undersigned states, warrants and represents that their dwelling house and other buildings subject to a homestead are presently located upon the following described real estate. See Attached Exhibit "A" 2. The undersigned acknowledge that they have a right to make a designation of homestead in the Mortgage or Trust Deed for the purpose of affording the opportunity to retain their homestead in the event of default and foreclosure or trustee's sale under the Mortgage or Trust Deed. 3. The undersigned acknowledge that the execution of this Waiver constitutes the complete waiver of rights otherwise available for the purpose of affording the opportunity to retain a homestead in the event of a default and any foreclosure or trustee's sale under the mortgage or Trust Deed. 4. The undersigned state that this acknowledgment and waiver is their knowing and voluntary act and deed and the undersigned do hereby willingly and voluntarily waive, relinquish and remise any and all right to make a designation of homestead in the Mortgage or Deed of Trust. 5. The undersigned further understand and agree that his acknowledgment and waiver shall be filed as a Preface to and become a part of the Mortgage or Trust Deed. DATED this 20th day of November, 2000. Jo terling Williams #a J. Sterling Williams STATE OF (NEBRASKA) )ss. COUNTY OF (HALL ) On this 20th day of November, 2000, before me, the undersigned Notary Public, duly commissioned and qualified in and for said county, personally appeared John Sterling Williams a/k/a J. Sterling Williams, A Single Person, personally known to me to be the identical persons who signed the above and foregoing instrument and each acknowledged the execution of the same to be their voluntary act and deed. WITNESS my hand and notarial seal the day and year last above written. `�� -1 �_. � �/ • •sue Notary My Commission expires: / % - (3 -d GENERAL NOTARY -State of Nebraska ('� CHARLES R. OLSON My Comm. Exp, Nov. 13. 2002