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<br /> (CI A�aount of My Inttinl�clae3uleS Pct3+►uents �°--`-
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<br /> > , Each of my initlul scheduled payments wlll be in the amount of U.S. $ �..9��.4�............... .
<br /> k� This amouat may changc. .: rto�
<br /> �� (�) Scheduled�aymen9:C�es ��``
<br /> � Changes in my scheduled payment wflt reflect changes in the unpa�d principal of my loan aad ia
<br /> � the interest rate that I must pay. The Note Holder wfll determine my aew iraterest rate and the E',
<br /> G��� changed amount of my sc}►e�uled payment in accordance wlth SectIon 4 of the Note. �:�_
<br />. �:�- 4. INTEItEST�tA,TE AND SCHEIDIJI.IED PAYMENT CIIAtVGFS -_
<br /> a� (A) Chatt�e 3lates �
<br /> '• '� �ach date on which my interest rate cauld change is called a "Change Date." (Mark one)
<br /> ' , . ❑The interest rate I will pay may change on the fiast da of...........................................
<br /> . y
<br />, t�..�::.:c� and on that day every ................................................. m�nth thca�ter.
<br />•.`� •.. , . �The interest rate I will pay may change.au.�..iHk.day..ak..I�:�x'�..2A0�............. �
<br />,.z:,,.• . .....................
<br />=.w w•:�K' and on every .fith.��m��nu�1..Aexi.od............ thereafter.
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<br /> - ,.:•,•: . The tadex
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<br /> ..;,;.,.;; Be innin�with the Feat Chan ge Date.my interest rate wilt be based on an�tt�t��x.Thc"Index" s:
<br />-`'"t?� �'r�,�, �Y. �!►.@JG�� Y�P�l�.4�}.{7,e`'+.:..��.�4������.r.'�.i�€'#�.�.�o.s�..P.��lt......
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<br /> �The most recent Index figure ava�lable as of the date�43 days D
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<br />��.%;'r»t� before each Change Date ia cailed tt�o"Current Iadex."
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<br />_}�;� If the Inr�ex is no l�nger avallable, the Note Holdar will choose a new iadex which is as
<br /> — upon comp�rabte information.The Note Halder wlil IIlve me nodce of this chaice.
<br /> " �'`.,y—`�`.� (C)Calcuts��on of Ch�anges
<br /> ��� Bufore each Chan e D�te,tha Note Halder wll!calculate my new iaterest rate by .........,.......: __
<br /> .: . a�J�.�.�.�i�?1�.�oA.. __ ... .,_
<br /> .:.:- ..................................................... ................ .
<br /> ::=M�_��::;�
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<br /> -------- percentage points(..................Q..9QQ 9b)to the Cunent Yndex.The resuIt of this calculadon:
<br /> .._a`�m:',�7lJ3�11
<br /> —__"Y�
<br /> D wlll not be raunded off.
<br /> — �will be rounded off by tha Ndte Holder to the aearest..............Q,.���9�.
<br /> [7 wlll be coundesl off by dte Nota Holder up to We nearest...................... 96.
<br /> � will be rounded off by the Noto Holder down to the neareat...................... 96.
<br /> Subject w the limitadona stated in Section 4(D)below.thia amount will be my new intereat rnta
<br /> - undi tha next change date.
<br /> The Note Halder will then de�em�te the amount of thc scheduled pay�rsnt Wat would be
<br /> sufficieat to repay the unpaid prin�lpat that I sm expected to owe at the Chs�uge Date in RuQ on tbe
<br /> maturiry date at my new interest rnte in substandally equal paymenta. The reuuls of this calcul�►don
<br /> will be the new runount of my schtduled payment.
<br /> N)I,imtts on Interest Rato Changcs
<br /> C]My Interest rate wlll aevei be incretised or decreased oa uny single chan�� date by moz�e
<br /> than ........................pem�ntage paints from the rate of interest I have bee�paying for the
<br /> prececiing perlod.
<br /> -- - C1My interest rate will aever be greuter than.................... 35 or less ehsin...................9�.
<br /> - __,--9.�. (k��R��e Date of�hangrrs
<br /> My new Interest rate will b�ome effi�tive on each Ch�xnge Date. I wiU pay th� amflunt�f�y
<br /> new sc�edulei!payment beginning on the fust schedul�d paymant dt�te after the Change Date untit
<br /> -°m-°—� t�sr.:���ut�:e�iy sr.�c-,��ir..3�5�,{ms,ai c�a�cs uga��.
<br /> - ------ = = een�au srac.�+s,a,o..s�.wwa.MN Rortn ARIA a/t8188 fPago 2 0/31
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