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<br /> lncluding flooda or flaudinB�for�vhich Lender requires insurance•'t'his inauraace shall 6e maintained In the nrr►ounu+und -�
<br /> for tlx$�pedoda thnt l.ender requires.The insurnace curcier providinII the inauratce ahatl be chosen by Borrower subject to _
<br /> Lender e upprovnl whtch eh�ll nut Be unreusonably withheld. If 9orrower fuile to maintuin covernge described ubuve, _
<br /> � l.ender crwy,at Lender's optton.obusiu coveraIIe ta protect Lender's rights ta the Praperty in nccordance with parag�aph
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<br /> `. k All inauranee polieies and renev��le �hall be accepsable w Leadet nad ah�ll include a standnrd'»mrtgege ciausc.
<br /> � Lender shatl have the dAht to hold the poliales end renew�ls.IP Lender requires.Borrower ahsill procn�tly give to Lender
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<br /> " j al1 receipta of paid premiums and renewal notices. Ia the event of loss, Horrower ehall give prompt notice co tbe lusurance
<br /> ;,�,;�'t� c�rrt�r and Yxnder. Lender may make proof of loss if aot made pmmptiy by Sorrower. ,
<br /> �,�:�,,�.� Unles�Lender nad Bomowez othen+�ise agreE la wdtiag,insurance proceeda shall tse applied to restoradaa ornp nir _
<br /> � • of the Prnperty deatu��. If thB restoration or repair is e�aaomically feaslble and Leader's securlty is not lessened. If the
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<br /> ' restor•►tion or repair!s not economicaUy feaslblo or Lender's securlry woutd be lessened,the iasuraace proceeds sUaU be
<br /> r �' �pP�i�to the sums secured by thia Security Iasuument,whetber or uot then due. with aay excess paid to Sorrower. If .
<br /> • Botrower abnadons the Property,or daes not answer wlthia 30 days a aottce from Lxnder that the tasurauce canler hes
<br /> � ?� �e P�roperty or to pa�y su�ms�s�nted by ythts18�w�3ty Instnam p.�wh�ether or not then du�The 30-day perlod will bc�gin
<br /> �°,� �'. wben tbe aotIce ie}�iven.
<br /> • �: Ualess 1+ender au.d Borrower otherwise agree in�vrltia8�aaY applicatlon af proceeds to principal shall not extend or
<br /> .�� .�:, postpoae We due date of the monthly paymenta referred to in para�raPhs 1 nMd 2 or change the amount of the payiaente.If
<br /> � under paragraph 21 the Pruperty isacquirad by 1�►der,B�nower s right to any insuranr.e policies au��roceeds resultiag
<br /> fir�om dtmage to the Property Pr�or W the acquieiUou sha11 pass w lrendcr to the extent of the sums secugr�l by this Sec��rity .
<br /> . � iusccwment iuunediatcly rIp or w the scquisitlon.
<br /> 6. paupuncy, PteservsUon, Meint�oace and Pi+niecdion of We Pro�erty; 1Barrowe�''s Loan Appllcat�an;
<br /> I�usehoIds.Hc»xver sht�11 oxupY�estabDish. ead use the Pm(serty as Bosrower s principal residence withta aixty d�ys
<br /> � after the executEun of this Security Instruat�r�t aad shall coatinue to c�ccupy the Property as Hom►wer'a�ptincipal res�dettce
<br /> .��� for at least one year aRer the date oP occugnnoy, anless 1�ender�shetwise agnees ia writing, which consent shall nat be
<br /> . �� �" unreasonably wltLheld.or unless eatenuating clrcumstances exiat�ti�ich ar�e beyond Boirower's control.Borrower shail aot
<br /> ' desmoy. damage or impair the Property.allow the Propez4y to detertorate. or oommit waste on the Property. Borrawer
<br /> shalt be in default if any forfeiture action or pmc�eding.wheWer civil or criminat�b�egwt��der'�S fnith
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<br />' • - ;udgment could c�sult in forfeiture of the Property or otherwise materlally imp Y n'
<br /> .�;�""�' � Ynstaumant or Leader's secucitY iaterest•Bormwer anny curis such a default and reinstate�es pmvlded in paragcaph 18.by
<br /> T�':-:.5f ,� causing the sct�on or praoeedins to be diswissed wlth a zuling t1u�t. in Lender's good falth determiaation� Precludes
<br /> - `` " forfeitune of the Botrower's interest in the Pr'oPertY or other waterlal��irment d�8�e loc a�n a�pplicatlon mouss�
<br /> :-�.l,,�ry,;�II;,�, �atnm�eac or Lanic�'s�cw'�3,';Atcs�t.Essrra�er sh�l1 at�n t,e in defautt if rrower. P � ,
<br /> _v;�j�;t.�'}u �qme materially false or in�ccuraie taformattoa or statements to�L i d�ern(ab failed to p�Ide�resentau'ons oyoavEmia
<br /> �,:� .� iAYoxsmation)in oonnectIon with the lnaa evidenoed by the Note. 8, ut aot li�ui�� co�
<br /> �. ��; Bomower's occuponcy of the Property as a prlacipal residence.If thie Security Iastruut�nt Ia on n leasehol8,Borrower
<br /> �'.:�;��,� compiy with alt the pmvisionv of the lease. If Boreewer acqulres fee title to the Propeny.the leasehold and the fee dde
<br /> — � shalY aot merge untess Lender agrees so the raerger in wrltjsng.
<br /> �-�s�v.,�� 9. Proted�on oi Lm�ttv'e 1Righte in the Propaty. Jf Horrower fa11s w perfoan the oovenants and age+eem�te
<br /> -==-�_.,� coneatned in this S�;urity Instn�tent. or there is a legal pmceed3nB that mny ai�ificanQy affect I.ender's dglita in tho
<br />���� prop��y(��h as a procecdiug in bankcuptcy�Probate.for coademnation or forfe�nue or to enforce lawe or cegulatlons).
<br /> �-{�v� thea i.ender muy d4 and pay for whatever Is necessary ta protcxt the v�lue of the Pmperty end Leader's dahts in thc
<br /> �-�.�r� ptoperty. Lender's actions may iaclude paying any suma s�ured by s lien which has prIortty aver thCn Security
<br /> - -...��� InRuumeat�aP 8 in court.payIng reasonable attomeys'faES and entcrL�g on the Pcoperty to�wke c�epatre.Althougb
<br /> •:__.,��� ��ar�y�oa under this parsigraph'I.Lender does not have w do so.
<br /> - __-- Aay amounts disbursed by Lender under thia paragraph 7 shaU bocome addicional debt of Borrower secumd by this
<br /> —_ Seeudtp Inst¢ument.Unle.s�s Borrower aad Lender agree to oiher tezms of payaaeat.chese cmnouate shall benr inten,wt fmm
<br /> -- -__�_ the date of disbursement at the Note ratQ and ahnU be payable� with interest. upon nodce fmm Leeder to Borroaer
<br /> --- reyuestiag payaomt.
<br />� " �_° 8.Mortgage Insursnce. If Lender reguired r�ortgege insurauea as a condidon of making thc loan seCUred by thia
<br />--- S�uritY Insavme°t.Borcower shaU pay the premiums required to m�ainta��the mortgage iasurauce in effect. If. for any
<br /> --=:,�� r2nson. tho�rtgage insurance coveroge requit+ed by Lender lapses ot ceases co he in effect. Bdrrower shuU pay th�
<br /> -- p�emiumv requtred to obtelu ooveruBe substenflelly equivt�lent to the mortgege insurstace pxeviously in effect� ut a wst
<br /> :��:'=vu msuranoe reviouely ia ef6oct�from an rattemate mort�ge
<br /> substentinlly equlvaleat to the cost to Borrower of t�ae mortgage' p
<br /> -- — 3asurer apprnved by Lender. If subsuu►daily equivalent mortgage inswrance ooverage ia not nveilabte,Borcower shall pay
<br /> =�"`T�� to I.ender eac7�utonth a swn equal w one-twelftti of the yearly mottgago nnsmm�oe premium be1n$pnld by Borrower whea
<br /> --° .-=� thc i�.;w-.u�ce wvri n-�C I�sc.i or c�:�ta be fa eff!�t.L�de_*:y}l�ncrrni,use and retain these paY�ts as a loss reservg
<br /> in Ji�u of mortg�ge insurna►ce• Loss msen'e paymeSts may uo long¢r be iequinx1. at the optian of Lcadrr. i��_ 8� _
<br /> ��S�R�� in�utance cavern�e(Ln the nmount aad for the perind that Leader cc�quitea)provld:�thy aa lnsurer appravWs���,��n,eaasr
<br /> ��4-------- aRain becou�es available and fe obtaiued. Borrower shall pny the premiums c�e9uire�i�o maintain m�ottga,�e in�noe In
<br /> __ _��,�' e��ntbe�u�en En rowec and Lendero appli�cablu e�lewt for mortguge iasurance end3 in aocordumee wish aay written
<br /> _`° �o�noaa arso rvaao s o►s�
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