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<br /> , � '1'U(i�'I'}!1,lt WI'1'H c+ll tho ir�tprovementr� auw os hereahe� ur�ctcd an the pruparty. nnd a11 eur;nm�nte, :
<br /> , � nppurtvnnncc9,und tixt�ires non��herenitar a ps�t af the proporty,Ale replacoments ond additi�na aholl ala��be cnvered _
<br /> hy thi�Scuurity Inetrurtnent. All�if thv fur��otng Ir�ref4�recd ta fn thie 4�curity Ir�Rtrument nA ehe"Yenperty." ::
<br /> � "fi� KO1tIt0'W�R CUVl3NAN'I'9 thut Hnrmwer ie Inivtully soir,ed�at tho est�sto hereby cvnveyed und hne thd ri�ht tu � -
<br /> °; grunt and cnnvoy tha t'rapcpty und that thv Pmperty in unencumtsar�d,oxcept Por encumbrances of recard. tdarruwer � �
<br /> •• � ; w a r r a n t e o n d w i l l d e t e n d go nerall y tho title ta the Pea pert y n Aalnat aU c:InlmA end demnndA,Rab ject ta un y encumbrnnrev _
<br /> uf recatd. � ;:`
<br />� �-� �� ;�I� 1'HIS S�(:UItI'1'Y 1NS7'RUMf3N1'cambinc:�uniPorm cavenunt� tor nntionat uso und non-u�itorm c��vcnc�nts wtth �
<br /> ' ` limfted v�rinttons by jurlFdia;tian co cunatitutea unitnrm security instrumentcovorin�r�al�rnperty:
<br /> �� U t d l K O l t M('U V�N A I�17'S. Bn r ru►ve r u n d 1.�u J tl e c u v e n e n t t�n d H�r c w u s�o 1 1 u�v A: �}� _
<br /> �•��'� 1.I'aym�on4 af P�inciptl�nd lntor�st;d'ropayanont�n� l,ote Chat$CA.Barmivor ehell pramptty pay when due �f�
<br /> '•'"� tha rInci �l ai nnd interest an tho dabt�videnced by the Note and any propayrtnent und lute ohar�ea due under tho Nate,
<br /> r.�---= P P Q�
<br /> - 2. Funds tor T�xeA end Inauranco.Subject to npplicnble law wr to o written�vuiver by l.ender.8arra�vor ghall
<br /> ., � ay to l.e�der on tht+duy monthiy paymenta nre due uader the Note,�nntil the Nate is paid in iull.a sum("Funds")tor.
<br /> �a)yearly mxes nnd ae,s�crr�ent�which may utwin priority over this Security Inatrument as n lien on the PmpeRy;(b)
<br /> .:� � '`.� yearly lensuhald payments c�r�round rente an the Yrop3tty. it uay;(c)yearly haznrd or praperty inauranc�s premiums;
<br /> ,,,.,. .,.
<br /> , s� (d)yearly ttood insuronad p�remiume.if nny;(e)yearly moetgnga insuronce premiume,if any;nnd(t)nny sums payable
<br /> '�'k���' b Horrower to Lende�•,In accordn�►co�vith tha rovisiona o! ra h 8, in Ileu o4 th�
<br />-�i���f,n�:, y p pa gmp paycnent of mortQoga insurance
<br />:��;:�':;, premiums.These items nre culled"Escrotiv ItemA."Lender may.at eny tlrno,collect and hold Funds in an Amount not
<br /> '.��-�?�:'Y to exceed tha maximuatn arnount a lender far a federolly related monguga loam m�y require for�rtowor's escrotv
<br />� =:;S•' account under the federal Reul Satat�Settlement Pracedurea Act of 1974 es amended from time to time, 12 U.S.C.
<br /> ===— Seatlon 2601 et srtq.�"��pA"�.unless another law that applies to tha Funds seta a le:�.ser amount.If sa, I.,endar may�
<br /> __=� �= �at an}r time,colloot and Aolc�!Funds in an amount not to excced tho lesser amou�gt.Lender mny estimate the amouot of
<br /> -=�4;� t�unds dae on tha.busie of current duta and reasonabte�,timates nioxpenditure�uP tutura Escrow Iterna oe utiivraise in
<br /> accordaac�with applicabla law.
<br /> The Funds ahull be held in�n institutton whosa deposits are insured by o federal agenoy,instrumentality.or e+nttty
<br /> �-,'-'_����?� 4includinA[.endar,If i.�dar la auch an Instttution)or in any Federal Home Loan Bank.L.ender shall apply the FuRds to
<br /> _ pay tho Fscroa Itcros. Lendar may not charge Borrower for holding end applying the Funds,annunlly analyzing the
<br />:�- �;� esorow account,or verifytng the Faarow Itema,unless Lender psye Borco�ver interest on shd Funds and appticablo lu�v
<br /> �>.; permits Lender to muke such a charge. Howevor, Lender mey require Horcower to pay o one-time charge ior an
<br /> _-v-- irtdependeni real eatate tax roportit��rvioa used by Lender in connection Nith this loar,unless applicable law provides
<br /> ---_ atharwise,Urtic�s an age�ement is made or appltcabl�law requires irsterest to be paId.Lender ahnll noz Ue required ta
<br /> ---= pay Borrowvr any inteQest or earninga on tha Funds.Horrower and I.�nder may agce in wdting,hoivever. that interest
<br /> shnll ba paid un the FunrJs. Lender shall give to Borrower.without ch_ar�..�an•annual accounting ot the Funds.shoaing
<br /> credits and dabjts to the Funds and the purpose for which each debit to t4���nds was mada.The Funds aro ptedged as
<br />- ° = addiiionat sccvriiy iar aft sumn e�:ur�by ihis°,c�urity tastsur.sW,si.
<br /> �� If the Funda held b T..ender oxce�d the emounta permitted to be he7d by applict►bl¢law,I.ender shail account to
<br /> $orrower Por tho esxcesn�►nda in accordance with tha requ�nmente of ag�licrabte law.I!the amount�f the Funds held
<br /> :by Ixnder�nt any time�is�ot sufticlent to pay tha Escrow Items wh��due,la.nder may so rtotify�orrawer in writin�;�
<br /> -= ' � and, in euoh caso Barrower shall p�y to Lender the amoun4 nece�ecy to rnakl$up the deficiency..$Q,�n�Ver shaU make .
<br /> =_�-P.� up the drs4icienay in no more than twBive monthly paymonts,at I.ender e sola discretion. ,
<br /> '"'"`� U n a ntent in full a!ult�itirtag secured by this Security Instrument,I.ender eha1S;p�bmptly�qefund to BorFawer
<br /> --U'� an Fu�ds h 14 by Lender.It. unde�r rn a h 21. Lender ehall n ir�oT,sall tho�°iro
<br /> y f� bn' p � P�y. 1��ap�?ec. prior to thA
<br /> acqu3sition or sale of i�ie�'roperty,ehnll apply aay Funds held by I.�nder at�he time oi gcquieit�on',crr salv us u credit
<br /> uge#e�et the aums e.ecurc�r7 3�y thie Security Inatrument.
<br /> 3. Apgltcalloa cs'!�'a�rments. Unless applicable law provtdes athernise,all payments received by I.ender undar
<br /> patagrapha 1 and 2 ahalf be applied: fitst.to uny prepayment charges due under the Nate;second,to am4unta�ay�ble
<br /> under pAragrapA 2;thi�B�,to intcrest due;fourth,w principal due;and last,to any late chncges duo under tha Note. �
<br /> 4. Cdar�cs; Lies��s:�rrocver shali pay all tases, assessmente, cherges, Plnes and'imposltlons attributable ta the
<br /> • Property which may ��iain'priotity over this SecurIty Instrument, and lensehold psymenta or ground renss,if Fu►y. �•;
<br /> -- Bornawer shnll pay the�e r�bligations in the manner provided in paragrapS���, qr if not.paid ln that unanner, liorrower
<br />--- shnll pay them�on timo directl�to ih�person owed paymcnt.Bt►rrower shall prompt��4urni�h to L�i;i�er ull notices ot
<br /> -- amounts tr►�bA p3�i�is�er':ta[i9�rn�gr�rph.If Borruwer makc�s�hv.s�payments directly;. nr�in�er aha}1'�jpromptly furnish
<br /> -------_ to Lendoc reoeipte evide��cing the psyfinents. �� ' �
<br /> � . Dorrovier sha11 nnptly discharge any lien�vhich hes priority over this Security ltfgtturnent untess Borrower.{�)
<br /> ngrees irt writin�tn � e Tnent of tha obligetion sxurec!by the lien in a ma3uier accepwble to Lendor;(b)cont,e�ta in
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<br /> __- __ — aw.r!f!i*_h thg Itpn 1+y;��•ciPt�cL+a�Ainqt enforcement of tho lien in.legitl�roceedin6ts which In tho Le�tder's opinion
<br /> " operate tp�pravent the entorcement oY the lien;or(cy secures from tho huid�r uf thv lir,7b�a�i abn�ue►t��►t�ati�°xcwry ev
<br /> L.ender subte=dinating tha li an to thie Security Instrument.If Leader dotermines thut any part of tha Property js subject
<br /> to u lien which muy af�cein prios�ity over this Security Instrument,Irendea�may give Borroaer n notice identiPying the
<br /> ,;;:' licm. Borrotver shall�a2is�y tho l�en or teke one or more of the actlons sot�orth above within 10 days of the givin�of '
<br /> ; notice.
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