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<br /> o .' � ' �TOOE?THEIi l�JITH all the improvements naw or hereuftee emcted on the property�and nll easementa,u}�purtenances,und �-
<br /> fixwres now or hereatter u purt of the pmpr.riy. All ecpincemencs and �►dditions shatl nisa bo covcred by c3�b Scs�arity C�:
<br /> Instrumcnt.All of the fore�Qing is roferrcd to fn this&ccu�ity Instrumcnt ns thc"Property." �_
<br /> Dnl`tROWER CQVENANTS that 8orrower ia lu�vli�Uy scised of thc cstnte hereby conveyed nnd has the right togrant ond �;:_._
<br /> conve�tho Peoperry nnd that th�Prcperty Ie unencu►nbered, except for encumbmnces of recard. Bonower warrarus and wfU ; _
<br /> �� dofend genorally tho titla to tho Property agntnst all c1Nms and demunde,subJeet to wiy encumbrances of record. �-�;_,
<br /> TFi35 SECURITY INSTRUMBAIT comhin��a uniform covenflats for nntional use und non-uniform covenanta �vNh limited -
<br /> vuriatioxs by Jurfsdictioa to constih�te a uniform sccuriry iastrunient covoring real praperty• ' ��-
<br /> r.:ay�. UNiFQRM COVENANTS.Bonower und I.ender covenunt suid ngree os followa:
<br /> - 1. Payment of Prlrccipnl and lnterest; P��pr�yment and 1.�C�u���d!nt churges due undert�th pNotc h� �ue the
<br /> ,;�,`� priaclpnl of nud Interest oa tbe debt evidenced by t�e Note ond nny p p Y
<br /> �. E�lsnds for'i'aaes sutd Insumace. Subject to npplicable law or to u wrltten wnlver by Lender, Bflrrower ehall pny to
<br /> � �,, L�nder on the dny monthly pnyments are due undet the Nate.imtil ttte Note is paid in t'ull,n sum(°Funds")for:(a�y�ly tnaes
<br /> �. '� and aascssmeats�•�h1ch may att�in prtoriry over thie Security lnsaument as a Ilen on the Pmperty:(b)Yenrly leaschnid payraents _
<br /> or grouad renta on tbe Property.if aay;(c)yenrly hauud or property�nsurnnce premiums:(d)yeurly flood insura►zce peemiuma,
<br /> if r�ny:(e)Yesuly mortIIage Insurence prem�ums.if any; und(fl anY sums payable by Borrower to Lender, in accadnnce wlth
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<br />_�4;•x;;•. ;4 the provisiQns af paragraph S,In tleu of the puyment of mortgaBe insuranco premiums•7'!►ese icems are cal�ed�8-ccrov�r Items.'
<br /> �,,,.... , ��e�mny� ut any time. collect and bold F�ada in an an►ount not to exceed the maximum umount a lender fvr a federaily
<br /> �''° uire for Borrower's escrow nccount wtder the federnt Reul Bstute Setdement Proc�xlues Act of
<br /> --'�'"%.�; rclated mortgage toaa msiy re4
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<br /> �,� 1974 as udiended from tinne to time� 12 U.S.C. Section 2601 et seq.("RFSPA").wiless another law that applie� to tho Funds
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<br /> �<���:��';c• seYS a lesser amount. If�:�+,1�ender maY. at msy t�e.coqect and hold Fuad�fn aa amount aot to exceed the lesscr amount.
<br /> �` ���;;��•+�• Lender rbauy esti�aate the amount of Funda dua oa che busia of current da.ta and reasonablo cstimutas af eagendlt�ues of fliture
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<br /> :�na� Esero�v Iterets or otherwtse in accocdtzs��a[th IIPPNcable lnw.
<br />�.�,L�.r� . The Funds ahull be hald in on lnatitutlon whose deposits ace insw�ed by a federal agency. inaUeumeatutity, or e.ntity
<br /> ,., ° .��,,,�-�y (including Lender,iF 1l�en�er[s such an iastitution)or in aay Federal Home�Loan as��y����i������ou�,or
<br />�,'.,��d.'��iti g��mw items.Lendea��.7 aot charge Bomower for holdfng and applying �icable law ermita Lender to make such
<br /> -�"^=�'� vedfyiug the Escrow lteras,unless Lender peys Borrower laterest on tha Funds tind app P
<br />-_,,�;;�,��,�; n clwrge.Howevex�i.eader u�y rcquite Bosrower to pay a one-tlme charge for an iadependent reul estate tu�c reporting s..ivice
<br /> _ �.°-"`� used by I�nder !n eonnectioa with this loaa. unless appticable law pmvides othnrwlse. Unless au ugreement is ma�a or
<br /> �� uppltcnble luw requires interest to be pntd,Leader shall uot be reyutred to pay Botrower az►y interest or eurnln8s oa the Funds.
<br /> - - Borrower and L.ender may agree ia wdunS.how�ea,that interest sh�ll be paid oa the Funds•Leader s4ull give io Borrower.
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