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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Second Home Rider. <br />Oit 01/4)11,-, <br />i6'i (Seal) <br />ARICA ALLISON MC/NUTT -Borrower <br />MULTISTATE SECOND HOME RIDER - Single Family <br />Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3890 1/01 (rev. 4/19) Page 2 of 2 <br />* DocMagic <br />