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13V}I1S9`d <br />rn <br />m .' nun <br />VZ <br />Return To: Wells Fargo Bank, N.A. <br />FINAL DOCS F0012 -01B <br />6200 PARK AVE <br />DES MOINES, IA 50321 <br />Prepared By: Robin Regulus <br />1 HOME CAMPUS <br />FLOOR 2 <br />DES MOINES, IA 50328-0000 <br />ON IN3WRUISNI SV 3a11143 <br />Deed of Trust <br />Definitions. Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated March 17, 2022, together with all <br />Riders to this document. <br />(B) "Borrower" is Keith R Kester, a single person;. Borrower is the trustor under this Security <br />Instrument. <br />(C) "Lender" is Wells Fargo Bank, N.A.. Lender is a corporation organized and existing under the <br />laws of United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD <br />57104. Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Wells Fargo Financial National Bank. <br />HCFG-00359 477947522212 <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP® 12/ 7 <br />Wolters Kluwer Financial Services 2022031517.1.0.4574-J20180529Y Page 1 of 17 <br />101 ,',4It <br />