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._�__�_.. � � � I D. UNIFORPS SECURITY ➢N9TRUMENT;GOVERNING LAW; SEVERABILITY UNform Covenant 1S of the Security In�tcument is amended to rcad as follaws: - � 13. IJ�I(ara�ucYdqr laln�t4 Go�etdy Laxi Seren�biqty.1'his form of Security Instrument combines uniform covenants for�atiunal usc and noa-unlfortr�covenxnts v►�th limited v�ri�tions by Jn�isdictiao to constitute a unifixm security instnsmrnt cover�real property. Th}s Securlty tesuument shall be�overned by Federal law and thc l�w of the juNsdlction in which the Property is located. In the event that any pravlsion or c{wse of this Secudtyr Insuument ar che Note conflicts with applieAbie Is�w.such conftict ahaU not affect oth�r provisions of thls Secudty Instrument or the Note which can be�iven effect without the maNcting provision,and to this end the provisions of thls Securlty Inatrumcnt�nd the Note�re declued to be severable. B. TRANSFER OF THE PBOPEltTY OR A oENEFIAAL INTEREST IN HOAROWER Uniform CovenRnt 17 of the Secu�ity Instrument i�amendod to rad as foQowa; l7. 1Y�wier ot tl�e�roperty or�se�ellcld I�tenst i�DoROwa.lf Wl or aqy part of the Ptoperty or an interest thercin is sold or uansferred (or lf a beaeScial interpt in Borrower is sold or usnsferred aad Aorrower is not a nxtucal porsoa)wlthout Lender's prIor writtea consent, Lendtr msy��►t Lender'a optioA,declue all the sum+aaurod by thi�SecurIty IwtrumeAt to be immediately due and payable.However.tbis option shall aot be eacercisod by l.ender if exerdse ls aot author�zed by Federa!law.Lender may waive the exercise of this optloa if:(A)Borrower . causa to be subtnitted to Lender information roqnired by Lender to evaluate the iatended traasfera as if a new loan were bein�made ta the � a�ufera;and(b)Lrnder reasoaably decermines thxt Lender's securlty wlll not be impaired by the loan assumptloa and that the rlsk of the � bre�ch of any covenant or aa�reement ia this Securiry lastruaneni ia aaxptable to Lender. � '�o the eatent gertnitted by applic�tble lAa,Lender may charge a reasonable fee as a condidon to Lender's consent to the Iwn asswaption. � Lender may alw requlre the u�fera to keep all the promises and a�raments made in the Note and in thls Security Instrument. { "If I,eader euercIses such option to accelerate,Lender shal!mall Bonower notice of accelotation 9n accordance with paragraph 11 henof. Such noHa shali provide a pedad of aot less thaa 30 d�ys tYom the dAte the notia is mailed within which Borrower may pay the swas declared � due.If Borrower fails to ps�y such sums prior to the expiration of such period, Lender may. wlthout further notice or demand on Borrower, � invoke any remedies permitted by this Security Inswment." "Notrvltlutu�diuj a sale or transfer�Bonowet w111 condnue to be obligated under the Note and this Security Insuwnent unless Lender hu , relaued Bortower in writing.•' ; R LO�N�HANGFS �.•� � If the[oan aecured by the Security lnstrument is subjcet to a law which sets maximum loan charges,and that law is�nally interpreted so '�'�� i 1 that the interest or other losn charges collected or to be sollocted in conaection with the loan exceed permitted limits,then:(1)any such loan + �� � charje shaU be reduoed by the amount naxssary to rcduce the charge to the permltted limlt;and(2)any sum�already rnllected from borrower }. `` _ _! whirh�:nwiHi�vr�tlwrl!_;mitc SYl��!*ef•,R •,�tc L�`srsu:�u.��+u r.:s;�:�-so r.ssk�!'�s.��scra:..^:�y r.�:uc:sg tY:c�::��,;�3:�nd�.:.`s� . - _ � Nou or by making a direct pwyment to Borrower,lf a refund reduca principal.the reduciion wiil be treated as a partial pre payment under the � Note. " IN WITNE.SS WHEREOF,Borrower hfu ea�ecutM tW�Adjustabk Ratc Rtder. • � � . �Q • = . __�_,�� CJ > �s. (Seal) ' Lloyd �. Romine B+ORROWER h{5�� 7��='�--� (�1) 1QI.- oi�mine BORROWER . -=,:_.: :� , � j 1 y►=�-- . �� BORROWER (SIGN ORIGINAL QNLn - • � ap c� Cn "� '� �r,� ='� r � � � t, . � � . 1 � � • � � - � .:� . . �.� i i .' 1> =1) ''� - ;—� c • + - m'.L �1 L�'� - - `.� �, i � ; . . � .�:7 ' '�� » � � � � _ --- �^ � � � � .�� .� � , � Q �� / • / �1 �� iry I �- 4 :i -`• sv :C � ' . { n �;' ,-- � t � C � _ � � , , . � ..� � � J' L � � � � � � � � � k.� .. � . � �� � � ---� a 1 .. O�Ti� �� . �J i�K! � r; �� �i+,+.;'� 1t•b,r. ' ` ' _