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202201997 <br />IN WITNESS WHEREOF, Borrower(s) has executed this VAGuaranteed Loan And Assumption Policy <br />Rider. <br />Shawna Montgomery <br />(Seal) <br />(Seal) <br />-Borrower Taylor Montgomery -Borrower <br />VA Guaranteed Loan & Assumption Policy Rider <br />Page 3 of 3 <br />