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NMLS# 7233; Originator: Ed Jarosik, NMLS# 470809 <br />Loan Number: 13574212 <br />202201518 <br />M I N : 100287715005611236 <br />FHA Case Number:321-3898327-734 <br />FHA CONDOMINIUM RIDER <br />THIS CONDOMINIUM RIDER is made this 1st day of March, 2022, and is incorporated into and shall <br />be deemed to amend and supplement the Mortgage, Deed of Trust or Security Deed ("Security Instrument") of <br />the same date given by the undersigned ("Borrower") to secure Borrower's Note ("Note") to <br />Gateway Mortgage, a division of Gateway First Bank ("Lender") of the same date and covering the <br />Property described in the Security Instrument and located at: <br />3130'W 14th St, 2 <br />Grand Island, NE 68803-2464 <br />(Property Address) <br />The Property includes a unit in, together with an undivided interest in the common elements of, a <br />condominium project known as: <br />Ravenoaks Condo <br />(Name of Condominium Project). <br />("Condominium Project"). If the owners association or other entity which acts for the Condominium Project <br />("Owners Association") holds title to property for the benefit or use of its members or shareholders, the <br />Property also includes Borrower's interest in the Owners association and the uses, proceeds and benefits of <br />Borrower's interest. <br />CONDOMINIUM COVENANTS. In addition to the covenants and agreements made in the Security <br />Instrument, Borrower and Lender further covenant and agree as follows: <br />A. So long as the Owners Association maintains, with a generally accepted insurance carrier, a "master" <br />or "blanket" policy insuring all property subject to the condominium documents, including all <br />improvements now existing or hereafter erected on the Property, and such policy is satisfactory to <br />Lender and provides insurance coverage in the amounts, for the periods, and against the hazards <br />Lender requires, including fire and other hazards included within the term "extended coverage," and <br />FHA Multistate Condominium Rider Page 1 of 2 <br />IDS, Inc. - 59628 <br />1 /?5 <br />Borrower(s) Initials 6fre- 4' <br />