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Lender is a National Banking Association,
<br />under the laws of The United States of Ame ica.
<br />Lender's address is 1620 Dodge St, Stop Co a 3165, Omaha, NE 68197-3165.
<br />202201411,
<br />LOAN #: 002151006
<br />organized and existing
<br />(D) "Trustee" is US Bank National Associ
<br />(E) "MERS" is Mortgage Electronic Registrati
<br />acting solely as a nominee for Lender and Len
<br />under this Security Instrument. MERS is org
<br />an address and telephone number of P.O. Box
<br />(F) "Note" means the promissory note signed
<br />The Note states that Borrower owes Lender 0
<br />HUNDRED THIRTY EIGHT AND NO/100* * * *
<br />* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *
<br />tion, 111 SW Fifth Avenue, Portland, OR 97204.
<br />n Systems, Inc. MERS is a separate corporation that is
<br />er's successors and assigns. MERS is the beneficiary
<br />nized and existing under the laws of Delaware, and has
<br />026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />by Borrower and dated February 25, 2022.
<br />E HUNDRED SIXTY FIVE THOUSAND NINE
<br />* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *
<br />* * * * * * * * Dollars (U.S. $165,938.00
<br />plus interest. Borrower has promised to pay thidebt in regular Periodic Payments and to pay the debt
<br />in full not later than March 1, 2052.
<br />(G) "Property" means the property that is des ribed below under the heading "Transfer of Rights in the
<br />Property"
<br />(H) "Loan" means the debt evidenced by the ote, plus interest, late charges due under the Note, and
<br />all sums due under this Security Instrument, pl s interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check ' ox as applicable]:
<br />El Adjustable Rate Rider ❑ Condomini m Rider ❑ Planned Unit Development Rider
<br />Other(s) [specify]
<br />Tax Exempt Financing Rider
<br />(J) "Applicable Law" means all controlling - pplicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders that have the effect of law) as well as all applicable final,
<br />non -appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, an Assessments" means all dues, fees, assessments and
<br />other charges that are imposed on Borrower or t e Property by a condominium association, homeowners
<br />association or similar organization.
<br />(L) "Electronic Funds Transfer" means any ransfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, which i initiated through an electronic terminal, telephonic instru-
<br />ment, computer, or magnetic tape so as to ord::r, instruct, or authorize a financial institution to debit or
<br />credit an account. Such term includes, but is not I ited to, point-of-sale transfers, automated teller machine
<br />transactions, transfers initiated by telephone, ire transfers, and automated clearinghouse transfers.
<br />(M) "Escrow Items" means those items that a e described in Section 3.
<br />(N) "Miscellaneous Proceeds" means any co pensation, settlement, award of damages, or proceeds
<br />paid by any third party (other than insurance pr•ceeds paid under the coverages described in Section 5)
<br />for: (i) damage to, or destruction of, the Proper y; (ii) condemnation or other taking of all or any part of
<br />the Property; (iii) conveyance in lieu of condem ation; or (iv) misrepresentations of, or omissions as to,
<br />the value and/or condition of the Property.
<br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default
<br />on, the Loan.
<br />(P) "Periodic Payment" means the regularly heduled amount due for (i) principal and interest under
<br />the Note, plus (ii) any amounts under Section of this Security Instrument.
<br />(0) "RESPA" means the Real Estate Settleme t Procedures Act (12 U.S.C. §2601 et seq.) and its imple-
<br />menting regulation, Regulation X (12 C.F.R. Pa 1024), as they might be amended from time to time, or
<br />any additional or successor legislation or regul=tion that governs the same subject matter. As used in
<br />this Security Instrument, "RESPA" refers to all r-quirements and restrictions that are imposed in regard
<br />to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage
<br />loan" under RESPA.
<br />(R) "Secretary" means the Secretary of the United States Department of Housing and Urban Develop-
<br />ment or his designee.
<br />(S) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether
<br />or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />TRANSFER OF RIGHTS IN THE PROPERTY
<br />The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's suc-
<br />cessors and assigns) and the successors and assigns of MERS. This Security Instrument secures to
<br />Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and
<br />NEBRASKA — Single Family — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30281/01
<br />Modified for FHA 9/2014 (HUD Handbook 4000.1)
<br />ICE Mortgage Technology, Inc. Page 2 of 11
<br />NEEFHA15DE 0721
<br />NEEDEED (CLS)
<br />
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