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1OV211S9y '1'0 <br />[Space Above This Line For Recording Data] <br />After Recording Return To: <br />EQUITABLE BANK <br />113 N LOCUST ST <br />GRAND ISLAND, NEBRASKA 68801 <br />DEED OF TRUST <br />DEFINITIONS <br />En <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated FEBRUARY 25, 2022 , together <br />with all Riders to this document. <br />(B) "Borrower" is Richard W Conrad a/k/a Richard Conrad and Dena L Conrad a/k/a <br />Dena Conrad husband and wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is EQUITABLE BANK, A CORPORATION <br />• <br />Lender is a CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 113 N LOCUST ST, GRAND ISLAND, NEBRASKA 68801 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Equitable Bank <br />113 N Locust St, Grand Island, Nebraska 68801 <br />NEBRASKA Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Page 1 of 15 <br />*DocMagic <br />1111111 11111 11111 11111 1111111111 111111111111111 11111 11111 11 1111111111111 11111 1111111111 11111 11111111111111111 111 111111111111111 11111 11111111111111111111111111111111111111111111111111011111111 lN 111 11111 111111 lll1 1111111 <br />