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WHEN RECORDED MAIL TO: Cornerstone Bank Hildreth Facility P.O. Box 127 133 Commercial Ave Hildreth. NE 68947 � ry J) -4 Opt c� r-,> N N N CD y: W N ti. Cr! FOR -RECORDER'S U§E INCY DISCLAIMER OF HOMESTEAD Executed pursuant to Section 4(3)(a) and (b) of the Farm Homestead Protection Act GRANTOR: Robert. M Panowicc LENDER: Cornerstone Bank LENDER'S ADDRESS: Hildreth Facility, P.O. Box 127, 133 Commercial Ave, Hildreth, NE 68947 PROPERTY LEGAL DESCRIPTION: Located in HALL County, State of Nebraska: See Addendum "A" The Real Property or its address is commonly known as PART S1/2NE/14 31-12-10 HALL COUNTY NEBRASKA, NE. GRANTOR'S PARCEL 1 - HOMESTEAD PROPERTY: A part of the South Half of the Northeast Quarter (S1/2NE1/4) of Section Thirty -One (31), Township Twelve (12) North, Range Ten (10) West of the 6th P.M., Hall County, Nebraska, and more particularly described as follows: Beginning at a point on the East line of said South Half of the Northeast Quarter (S1/2NE1/4), said point also being on the North State Highway right of way line and being Ten (10.0) feet North of the Southeast Corner of said South Half of the Northeast Quarter (S1/2NE1/4); thence running Northerly along the East line of said South Half of the Northeast Quarter (S1/2NE1/4) a distance of One Thousand Two Hundred Ninety One and Seven Tenths (1,291.7) feet to a point that is Fifteen (15.0) feet South of the Northeast Comer of said South One Half of the Northeast Quarter (81/2 NE 114); thence deflecting left 90° 2520" and running Westerly a distance of Three Hundred Eighteen and Fifteen Hundredths (318.15) feet; thence deflecting left 28°29' and running Southwesterly a distance of Six Hundred Seventy Eight and Twenty Five Hundredths (678.25) feet; thence deflecting right 28°49' and running Westerly a distance of One Hundred Twenty and Thirty Three Hundredths (120.33) feet; thence deflecting right 25°44' and running Northwesterly a distance of Two Hundred Thirty Eight and Sixty Seven Hundredths (238.67) feet; thence deflecting right 20°46' and running Northwesterly a distance of Three Hundred Forty and Six Tenths (340.6) to a point on the North line of said South Half of the Northeast Quarter (S1/2NE1/4); thence running Westerly along the North line of said South Half of the Northeast Quarter (S1/2NE1/4) a distance of One. Thousand One Hundred Sixty -Six and Seven Tenths (1,166.7) feet to the Northwest Corner of said South Half of the Northeast Quarter (S1/2NE1/4); thence running Southerly along the West line of said South Half of the Northeast Quarter (S1/2NE1/4) a distance of One thousand Three Hundred Sixteen (1,316.0) feet to a point on the North State Highway right of way line said point being Nine and Four Tenths (9.4) feet North of the Southwest Comer of said South Half of the Northeast Quarter (S1/2NE1/4); thence running Easterly along said right of way line a distance; of Two Thousand Six Hundred Forty Two and Two Tenths (2,642.2) feet to the point of beginning EXCEPTING a certain tract Deeded to the State of Nebraska recorded as Instrument #83-003285 and a certain tract deeded to Hall County recorded as Instrument #88-100889. UNDERSIGNED, Robert M Panowicz, GRANTOR, hereby states that no part of Undersigned's homestead is presently, or in the future will be, situated upon the real estate described In the Deed of Trust. Undersigned also understands that if Undersigned establishes a homestead on any part of the real estate during the time the Deed of Trust remains unsatisfied and a lien upon the real estate, there will be no right to make a designation of homestead in the event of a trustee's sale upon such Deed of Trust. Further, Undersigned acknowledges that Undersigned has had an opportunity to read the proposed Deed of Trust with power of sale `and 'that Undersigned is signing this Document first before signing the Deed of Trust. THE UNDERSIGNED ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS FARM HOMESTEAD PROTECTION ACT DOCUMENT. THIS DOCUMENT IS EXECUTED ON FEBRUARY 16, 2022. GRANTOR: Robert M Panowicz 90 01