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Return To: U.S. Bank Home Mtg <br />U.S. Bank - CIC Retail EP-MN-X3CI <br />9380 Excelsior Blvd, 3rd Floor <br />0 Hopkins, MN 55343 <br />Prepared By: Josh Parkinson <br />to 9380 Excelsior Blvd <br />Hopkins, MN 55343 <br />( n <br />ENTERED AS INSTRUMENT N <br />Deed of Trust <br />Definitions. Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated February 1, 2022, together with all <br />Riders to this document. <br />(B) "Borrower" is VIRGILIO ENCARNACION PEREZ and OFELIA LOPEZ PEREZ, husband <br />and wife. Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is U.S. Bank National Association. Lender is a national bank organized and <br />existing under the laws of the United States of America. Lender's address is 4801 Frederica Street, <br />Owensboro, KY 42301. Lender is the beneficiary under this Security Instrument. <br />2201406155 <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Wolters Kluwer Financial Services, Inc. 05/2021 <br />2022012621.2.0.4024J20210828Y Page 1 of 7 <br />i <br />