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� � . t D. UMFORM BECURITY INSTNUMENT;GOVI:NNINC LAW;9�VERADIWTY Unitorm Covenant 1 S of the Security Insuument is amended ta read�s foUows: � I'. Udlatw�wNq�irtn�nt;Go��iN l.aw;5even6Wtr.TAis fotm of Sccurlty Instrument cambines unlform covenants for natIonal use utd noa-unlfotm coveaant� vrIW limited vart�tiona by jurisdiction to constitute a�nlfortn seruNry in�trument covering rep! propeny. This Securlty Initrument=hall be�overned by Feder�l l�w�nd the!aw of thc Jnrisdiction in which the Property is iocated. In the rvrnt that aay provlslon or clawe of thi�Securlty lnstrument or the Note confpct�with applicable Iaw,such confllct ah�ll not affect other provlaiona of thls Security lu�trwrxnt o�the Note whtch can�e{ivea effect without the conflicNn�provision, and to thts end the provlsians of this Security Insvumrnt and the Note ue dectared to be scvaable. ! E. TAAI�9FEA OF THE lRQrElI?Y O�A ltENEFICIAL iNTEREtRT IN SORltOWER UNform Covrnant 17 of the Socurity Insuument is amended to rad�s follows: . l7. Trwter of tie lraperty or s oewefkM!I�kKSt 1�morrower.If�ll or any put of the Proper3y or aa intorest thereia�a sotd or uuuferred : (or i!a brneficl�l lntaat la Horrowa i�sold or uansferred and Horrower is not a natural per:oa)without Lender's prior written oonaeat, � L�eader may.�t Lender's option,declare ali the aums secuted by thl�Sccur�ty In�trument to be immadiately due and payable. However.this ' option shall not be eacercised by l.ender if a�ercise is not authorizaf by Federal law.Lender m�y w�ve the eacerdse of thia opNoa if:(a)Boaower . causes to be submitted to Lender informadon roquired by Lender to evaluate the intended transfera a�if a new loan were being m�de to the . cransferec;and(b)Leader ressoaably determina that Lender's secwity wlll not be lmpaired by the loan assumpHon and that the risk of the brach of any covenant or aRrament ia this Secudty Instrum�at Is acapuble to Leader. To tl�e eatent permittal by applicable lsw.Lender may chuQe a�asonable fee as a condition to Lender's consent to the loan assumption. L,ender msy also reQu9re the tr�uufera to keep all the promises and a�reemeats made ln the Note snd ln this Secudty Iastr�meat. "lf Lender exercises such opdon to accelerate,Lender shall mail Horrower aotia of acaleration in accordau�ce with par�raph 14 hereof. Such notia shall provide a perlod of not less thsui 30 days from the date the not9a is m�lcd within which Honower may pay the snms declared due.If Bonower faila to p�y such sums prIor to the eupiration of such period,Lender msy,without fluther nodce or demand on Borrower. ! invoke any remadies permitted by this Secudty Instrument." , � "Notwithstandiva s ule or trnnsfer,Borrower will continue to be obligated under the Note and this Secudty Instrument unless Lender has released Borrower in wciting.,' � F. LOAN CHANGFS • j If the loan secured by the Security instrumeat is subjcet to a law which sets maximum loan charges,and that law is finally interpreted so � ; . � that the interat or other loaa chuges collected or to be collected in connection with the luan eaaed permitted limits,thea:(1)any such loan '�� i ct�u�e shall be reduced by the amount neassary to roduce the charge to the permltted limit;and(2)any sums already collected from borrower i.�! ; wh:ch exoeaded ptrmitted limiu wiA be refunded to Borrower.Lender may choose to make thls refund by seducing the pdncipal owed under the ? Note or by making a direct payment to Borrower.If a tet�und raluces principal.the reduCtion wiU OC treated a�a par�ial prepayment mida tne - �• - \ Note. �r �� IN Wf7NFS.S R►f�RFAF,Borrower has execated this Adjasiabk Rate Rider. . : ; �� � � _� _ � � (Sesl) �� Rex E. Carpenter BORRO � z �� � � � �s�> �� ► �� . .. � L� '`� � `' J nadyne arpent�RRO '� 1 � ;� � �`� 4 � . � � _� . s- �; s � ^ - _.. ..:. � � �'- � _- � �. , . . n.. ... •— (�1) . ' f � - �' � • � � :: ;,_ � � BORROWER N . . (SIGN ORIGINAL ONL» _ �. � �� i-- �r. ^-� : �� �� G � � � � , . �: - �M A 9 .-' '_. �� -� " i � Ww � �j'F— t-' � '.,,/ , 4'P.. � � �:, � � � � � i � , ��b�j- � ! q �.s r-- _ .., _V , 6 � "•� cn : _ �.e ► 9 S � u \• /,•• ... . : -=�� +� t j .. '.r � � � • .TS v � y 2 f! � ',�� '. G� - i t� � � ' --- •s! ti9 � �- V V .7 N � � �__-- : ,�, � � � � . , s � , :,� _� -., :--. � > � � 7 � � i r � � � � : � • C � �; � ,. ` --� .. ;� { x � � r �' - , � . e , J -7 y rv - � � �-�- �, 3 � �• _, _ ,�, .. �� -� F` � v�• �� L ��- a, � � � �. � � � � � ! .� � � .:�� . �:. ��'' Lv � : ��