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202200349
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Last modified
1/14/2022 11:10:31 AM
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1/14/2022 11:09:34 AM
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DEEDS
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202200349
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202200349 <br />Loan No.: 0024531865 <br />waived by Lender and, if Lender requires, shall furnish to Lender receipts evidencing such payment within such <br />time period as Lender may require. Borrower's obligation to make such payments and to provide receipts shall for <br />all purposes be deemed to be a covenant and agreement contained in the Loan Documents, as the phrase "covenant <br />and agreement" is used in the Loan Documents. If Borrower is obligated to pay Escrow Items directly, pursuant to a <br />waiver, and Borrower fails to pay the amount due for an Escrow Item, Lender may exercise its rights under the Loan <br />Documents and this Agreement and pay such amount and Borrower shall then be obligated to repay to Lender any <br />such amount. Lender may revoke the waiver as to any or all Escrow Items at any time by a notice given in <br />accordance with the Loan Documents, and, upon such revocation, Borrower shall pay to Lender all Funds, and in <br />such amounts, that are then required under this paragraph. <br />Lender may, at any time, collect and hold Funds in an amount (a) sufficient to permit Lender to apply the <br />Funds at the time specified under the Real Estate Settlement Procedures Act ("RESPA"), and (b) not to exceed the <br />maximum amount a lender can require under RESPA. Lender shall estimate the amount of Funds due on the basis of <br />current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with <br />applicable law. <br />The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or <br />entity (including Lender, if Lender is an institution whose deposits are so insured) or in any Federal Home Loan <br />Bank. Lender shall apply the Funds to pay the Escrow Items no later than the time specified under RESPA. Lender <br />shall not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or <br />verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and applicable law permits Lender <br />to make such a charge. Unless an agreement is made in writing or applicable law requires interest to be paid on the <br />Funds, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Lender and Borrower can <br />agree in writing, however, that interest shall be paid on the Funds. Lender shall provide Borrower, without charge, <br />an annual accounting of the Funds as required by RESPA. <br />If there is a surplus of Funds held in escrow, as defined under RESPA, Lender shall account to Borrower <br />for the excess funds in accordance with RESPA. If there is a shortage of Funds held in escrow, as defined under <br />RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount <br />necessary to make up the shortage in accordance with RESPA, but in no more than 12 monthly payments. If there is <br />a deficiency of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by <br />RESPA, and Borrower shall pay to Lender the amount necessary to make up the deficiency in accordance with <br />RESPA, but in no more than 12 monthly payments. <br />Upon payment in full of all sums secured by the Loan Documents, Lender shall promptly refund Borrower <br />any Funds held by Lender. <br />rIti-1121 <br />Date <br />Date <br />Date <br />VON T LUTZ <br />(Seal) <br />—Borrower <br />(Seal) <br />CAROL L L —Borrower <br />(Seal) <br />—Borrower <br />(Seal) <br />—Borrower <br />NEBRASKA LOAN MODIFICATION AGREEMENT Page 4 of 7 <br />(FNMA Modified Form 31791/01 (rev. 06/18)) <br />
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