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rn <br />-I� <br />z <br />�� ne•o• <br />es <br />(J'1= <br />l3VII1SSV TO <br />Return To: Wells Fargo Bank, N.A. <br />FINAL DOCS F0012 -01B <br />6200 PARK AVE <br />DES MOINES, IA 50321 <br />Prepared By: Frankie Guerrera <br />1 HOME CAMPUS <br />FLOOR 2 <br />DES MOINES, IA 50328-0000 <br />rV <br />CD <br />r.� <br />N <br />CD <br />C7 <br />N <br />co <br />Cr, <br />ell <br />Deed of Trust <br />Definitions. Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this <br />document arc also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated January 6, 2022, together with all <br />Riders to this document. <br />(B) "Borrower" is COREY L LUDWIG and HEATHER R LUDWIG, husband and wife;. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Wells Fargo Bank, N.A.. Lender is a corporation organized and existing under the <br />laws of United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD <br />57104. Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Wells Fargo Financial National Bank. <br />HCFG-00359 <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMPS <br />Wolters Kluwer Financial Services 2022010417.1.0.4574-J20180529Y <br />101::'41 <br />108993022213 <br />Form 3028 1/01 <br />12/ 7 <br />Page 1 of 17 <br />ioi <br />�t� IN3wnNlsNi SV a3111LA <br />p'o <br />