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L <br />A- <br />A N- <br />emmiiiminm <br />CE:smismassoimmar <br />N <br />When recorded, return to: <br />Union Bank and Trust Company <br />Attn: Retail Loan Operations <br />PO Box 82535 <br />Lincoln, NE 68501 <br />800-297-2837 <br />(Space Above This Line For Recording Data] <br />DEED OF TRUST <br />a &Li - <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated January 3, 2022, <br />together with all Riders to this document. <br />(B) `Borrower" is EVAN T SWARTZBAUGH AND ALAYNA R SWARTZBAUGH, HUSBAND AND <br />WIFE. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Union Bank and Trust Company. <br />Lender is a State -Chartered Bank, <br />under the laws of Nebraska. <br />3643 5 48th St, PO Box 82535, Lincoln, NE 68501 <br />organized and existing <br />Lender's address is <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Union Bank and Trust Company, a State -Chartered Bank. <br />NEBRASKA --Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />ICE Mortgage Technology, Inc. Page 1 of 10 <br />NEUDEED 0415 <br />NEUDEED (CLS) <br />12/30/2021 07:27 AM PST <br />