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,... . 1 � D. UNIFORM SECUWTY IN911il1MENT=GOVERNING 4AW;SEVERABILITY � ' Uniform Covenant 1 S of the Secudty lastrumoat i�amended to�ead as folluws: � �, u��dh,i�qt��t;Core�l�Lawt SerernbWtr.This form of Security lastruinent combines uniform covcnants for national use and non-unitorm covenants with limlted vulations by jurisdicdon to constitute a uniform security 91uu�mcnt caverir�rced FrM�nY• � Security Instrument shaU be�ovemed by Federal law�nd the law oi the jurisdletion iA whieh the Propecty is located. In the event that wny provision c�r ctause of this Securlty Insuument or the Note coalUcts wlth appUcabte taw�such co�tict shsill not Affect othec provisions of this Secwity Imtrument or the Note which can be Qiren effect without the conQicting provlsion,and to this end the provisions af thls�Security lasuumeat and the Note�tre daclued to bo severable. & TRAN9FER OF THE PROtERTY OR A 3ENEFICUL INTERFST IN HORROWEA Uniform Coveaant 17 of the Securlty Instrument is amended to rad as follows: l�� 7'nwta ot t�e pro��a*�kW Id�rpt b�orrower.lf aU or any pArt of the Property or m 9nierest therein ie sold or transferred (or if a beneficial interest in Horrower is sold ar transferred and Borrower is not a natucal peraon)without Lender's pdor wrltten coaunt, Z.�nder may,at Lender's optlon,declare all We sum�securod by thi�Secwity lnstrument to be immedi�tely due and pay+�ble.However,this optian shaU aot be eaercised by Leader if aarciae is not authorized by Federal law.Lensfer may wa�ve the Gaercise of thi�optlon If:(a)Bonower � cawes to be aubmitted to Leader iaformadon required by Lender to evaluate the iatended transferee as lf a new iw�n were being made to the � tratuferee;urd(b)Lender rasonably determinea that Lender's security w�'ll not be impaired by the loan assumption and that t�e d�k of the brach of any covenant or agreement iA thia SesurltY Instrument 9s accepuble to l.ender. To the eactent permitted by appUcable taw,Lender msy eharge a reasonable fee s�s a coadltion to Lender's consent to tt►e loan assumDtlo�. Lencier may also reqnlre the craasfcree to kap all the promises and agreeaienu mAde�n the Note and in this Security lnstnunent. '•!f Lender eserclses such option to aceelerate,Leader shall mail Borrowes notice of acceleradon in accordana with pnragraph 14 hereof. , Such notia shall prc+vide s perlod of not las than 30 da�ys from the date the notice is mailed within which Bonower may pay the swns declued due.lf Horrower fail�ta psy such suras pdor to the expiraUon of such per�od.Lender may,without further notia or demand on Borrower, , invoke any remedles perm9tted by this Secudty Instrument." `•Notwithstandlna a aale or transfer.Bonawer will continue to be obligated under the Note and thls Secwity Instrument unless Lender ha� relased Borrower ia writing." � ` ` F. LOAN CHANGFS � If the loan securM by the Security lnstn�ment is subject to a law which sets maximum loan charges.and that law is finally interpreted so i t t t u t t h e i n t e r a t o r o t h e r l o a n chu ga mllxted or to be collected in connection with the loan eaceed perm9tted limits.then: (1)any such loan i F� � charge shall be re8uad by the amount neassary to redua the charge to the permitted limit;and(2)any sums already collected from borrower '_,_- - ' wlilch exceeded permltted limits wiii be reiun�ai to norrower.iender muy�ii�Crsc i3 u�3wc:�i�b iYfS:.31i�i'L@L•C3�iht FLl.^.Cl�?.l i+1Y!'Q Lnrl�the -_ _ � Note or by making a direct payment to Borrower.If a refund reduces principal,the reduction will be treated as a partial prepaYment under the ,f- � Notr. 1N WITNESS WHEitEOF.Borrower hts execnted this AdJustabk li�te Wder. � ," � � , . � ` A � � �� � Anita S. Kropp a/ �R4��. Danklesen 1 s.� (Seal) BORROWER � • j� ' ;:_. 1 - i . / ��• l�� • BORROWER ' � (SIG1�i ORIGINAL ONLY) ___ • ; v � . �� � « _•] � � � � � Q .."�_ �-1 _ --- r —i�'1 � f - � � i � �� Q I � �i r ' _ ' �•��• `.,:� ! . � � .� „ .. • � J') � � � � ��• , �, .: �, '� , � _ '� N `" �... � � � � \. 1'v cn' � �� .. � � � c.� � - '� {, � �:. .. , �' � = �o .�