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1JV211SSV •I• <br />When recorded, return to: <br />Home Federal Savings and Loan Assn of Grand Island <br />221 S Locust St <br />Grand Island, NE 68801 <br />800-658-3183 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated December 28, 2021, <br />together with all Riders to this document. <br />(B) "Borrower" is Sheila J Alder, A Single Person. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Home Federal Savings and Loan Assn of Grand Island. <br />Lender is a Federal Savings Association, <br />under the laws of Nebraska. <br />221 S Locust St, Grand Island, NE 68801. <br />organized and existing <br />Lender's address is <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Home Federal Savings and Loan Association of Grand Island, A Federal <br />Savings Association. <br />NEBRASKA --Single Family --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />ICE Mortgage Technology, Inc. Page 1 of 10 <br />NEUDEED 0415 <br />NEUDEED (CLS) <br />r•I <br />960 °D <br />