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WHEN RECORDED, MAIL TO: <br />Gateway Mortgage Group, a division of Gateway First Bank <br />244 South Gateway Place <br />Jenks, OK 74037 <br />This instrument was prepared by: <br />Gateway Mortgage Group, a division of Gateway First Bank <br />244 South Gateway Place <br />Jenks, OK 74037 <br />NMLS# 7233; Originator: Ed Jarosik, NMLS# 470809 <br />Loan Number: 13571458 <br />r <br />CD <br />N) <br />CD <br />(Space Above This Line For Recording Data) <br />DEED OF TRUST <br />FHA Case Number: <br />321-3888887-703 <br />MIN: 100287715005583468 <br />SIS Telephone #: (888) 679-MERS <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 10, 12, 17, <br />19 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated December 28, 2021, together with all Riders to this <br />document. <br />(B) "Borrower" is Oscar Ramirez, a single person. Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Gateway Mortgage Group, a division of Gateway First Bank, organized and existing under the laws <br />of Oklahoma. <br />Lender's address is 244 South Gateway Place, Jenks, OKLAHOMA 74037. <br />(D) "Trustee" is Scott Gesell <br />Trustee's address is 244 South Gateway Place, Jenks, OKLAHOMA 74037. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely <br />as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />FHA Nebraska Deed of Trust with MERS 1/2015 <br />IDS, Inc. -59482 <br />IIII�il9�l�t� <br />49411111 <br />Page 1 of 12 <br />Borrower(s) Initials O z 1 <br />