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2©211092G <br />Planned Unit Development Rider <br />THIS PLANNED UNIT DEVELOPMENT RIDER is made this 27th day of December, 2021, and is <br />incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, <br />or Security Decd (the "Security Instrument ") of the same date, given by the undersigned (the <br />"Borrower") to secure Borrower's Notc to Wells Fargo Bank, N.A. (the "Lender") of the same date <br />and covering the Property described in the Security Instrument and located at: <br />512 Kenneth DR, GRAND ISLAND, NE 68803 <br />[Property Address] <br />The Property includes, but is not limited to, a parcel of land improved with a dwelling, together <br />with other such parcels and certain common areas and facilities, as described in COVENANTS, <br />CONDITIONS AND RESTRICTIONS (thc "Declaration"). The Property is a part of a planned unit <br />development known as <br />Copper Creek Estates Sixteenth Subdivision <br />[Name of Planned Unit Development] <br />("the PUD"). The Property also includes Borrower's interest in the homeowners association or <br />equivalent entity owning or managing the common areas and facilities of the PUD (the "Owners <br />Association") and the uses, benefits and proceeds of Borrower's interest. <br />PUD Covenant. In addition to the covenants and agreements made in the Security Instrument, <br />Borrower and Lender further covenant and agree as follows: <br />A. PUD Obligations. Borrower shall perform all of Borrower's obligations under the PUD's <br />Constituent Documents. The "Constituent Documents" are the (i) Declaration; (ii) articles of <br />incorporation, trust instrument or any equivalent document which creates the Owners Association; and <br />(iii) any by-laws or other rules or regulations of the Owners Association. Borrower shall promptly pay, <br />when due, all dues and assessments imposed pursuant to the Constituent Documents. <br />B. Property Insurance. So long as the Owners Association maintains, with a generally accepted <br />insurance carrier, a "Master" or "Blanket" policy insuring the Property which is satisfactory to <br />Lender and which provides insurance coverage in the amounts (including deductible levels), for <br />the periods, and against loss by fire, hazards included within the tern "Extended Coverage ", and <br />any other hazards, including, but not limited to, earthquakes and floods, for which Lender requires <br />insurance, then: (i) Lender waives the provision in Section 3 for the Periodic Payment to Lender of <br />the yearly premium installments for property insurance on the Property; and (ii) Borrower's obligation <br />under Section 5 to maintain property insurance coverage on the Property is deemed satisfied to the <br />extent that the required coverage is provided by the Owners Association policy. <br />What Lender requires as a condition of this waiver can change during the term of the loan. <br />HCFG-00008 <br />MULTISTATE PUD RIDER - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP® <br />Wolters Kluwer Financial Services 2021122217.1.0.4574-J20180529Y <br />2582108321214 <br />Form 3150 1/01 <br />05/12 <br />Page 1 of 3 <br />iHuu <br />