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202110023 <br />� r <br />6® <br />NIFA <br />NEBRASKA INVESIMENI IINANCE ABIRORI!Y <br />FIRST HOME PROGRAM <br />TAX-EXEMPT FINANCING RIDER <br />NOTE: CHECK THE SPECIFIC BOX BELOW APPLICABLE TO THE BORROWER'S TYPE OF <br />MORTGAGE LOAN. <br />The following addenda to the Mortgage, including the applicable language selected below, shall be incorporated <br />into, and recorded with, the Mortgage. The term "Mortgage" shall be deemed to include "Deed of Trust," if <br />applicable. <br />Name of Lender: FIRST NATL BANK -OMAHA <br />Property Address: 2324 N HUSTON AVE GRAND ISLAND, NE 68803 <br />THIS TAX-EXEMPT FINANCING RIDER is made the date set forth below and is incorporated into and shall be <br />deemed to amend and supplement the Mortgage, Deed of Trust or Security Deed ("Security Instrument") of the <br />same date given by the undersigned ("Borrower") to secure Borrower's Note ("Note") to the Lender identified above <br />("Lender") of the same date and covering the property described in the Security Instrument and located at the <br />property and address identified above. THIS RIDER MUST BE RECORDED AS PART OF THE SECURITY INSTRUMENT. <br />CHECK HERE: I✓ FHA AND HUD RIDER (amending Paragraph 17 of the Single Family - Fannie Mae/Freddie Mac <br />Uniform Instrument — Modified for FHA (Form 3028), entitled "Grounds for Acceleration of Debt") <br />CHECK HERE: L 1 CONVENTIONAL AND USDA RURAL DEVELOPMENT RIDER (amending Paragraph 18 of the <br />Fannie Mae/Freddie Mac Uniform Instrument (Form 3028), entitled "Transfer of the Property as a Beneficial Interest <br />in Borrower") <br />In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further <br />covenant and agree to amend such Security Instrument (as indicated by the respective Rider selected above) by <br />adding additional grounds for acceleration as follows: <br />Lender, or such of its successors or assigns as may by separate instrument assume responsibility for assuring <br />compliance by the Borrower with the provisions of this Tax -Exempt Financing Rider, may require immediate payment <br />in full of all sums secured by this Security Instrument if: <br />(a) All or part of the Property is sold or otherwise transferred by Borrower to a purchaser or other <br />transferee: <br />(i) Who cannot reasonably be expected to occupy the property as a principal residence <br />within a reasonable time after the sale or transfer, all as provided in Section 143(c) and <br />(i)(2) of the Internal Revenue Code; or <br />(ii) Who has had a present ownership interest in a principal residence during any part of the <br />three-year period ending on the date of the sale or transfer, all as provided in Section <br />143(d) and (i)(2) of the Internal Revenue Code (except that "100 percent" shall be <br />substituted for "95 percent or more" where the latter appears in Section 143(d)(1)); or <br />Tax -Exempt Financing Rider <br />4.1.21 <br />