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202110923 <br />LOAN #: 002127136 <br />existing under the laws of The United States of America, <br />and has an address of 1620 Dodge St, Stop Code 3165, Omaha, NE 68197-3165. <br />Borrower owes Lender the principal sum of ONE HUNDRED SEVENTY THOUSAND EIGHT <br />HUNDRED FORTY EIGHT AND NO/100* * * * * * * * * * * * * * Dollars (U.S. $170,848.00 ). <br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), <br />which provides for monthly payments, with the full debt, if not paid earlier, due and payable on <br />January 1, 2052. The beneficiary of this Security Instrument is MERS (solely as <br />nominee for Lender and Lender's successors and assigns) and the successors and assigns of MERS. <br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with <br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, <br />with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the <br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For <br />this purpose, Borrower irrevocably grants and conveys to the Trustee, in trust, with power of sale, the <br />following described property located in Hall County, Nebraska: <br />The South Half (1/2) of Lot Three (3) and all of Lot Five (5), Block Thirteen (13), College Addition <br />To West Lawn, City of Grand Island, Hall County, Nebraska. <br />APN #: 400041316 <br />which has the address of 2324 N Huston Ave, Grand Island, <br />[Street, City], <br />Nebraska 68803 ("Property Address"); <br />[Zip Code] <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br />appurtenances and fixtures now or hereafter a part of the property. All replacements and additions shall <br />also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument <br />as the "Property." Borrower understands and agrees that MERS holds only legal title to the interests <br />granted by Borrower in this Security Instrument, but, if necessary to comply with law or custom, MERS <br />(as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any <br />action required of Lender including, but not limited to, releasing and canceling this Security Instrument. <br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and <br />has the right to grant and convey the Property and that the Property is unencumbered, except for <br />encumbrances of record. Borrower warrants and will defend generally the title to the Property against <br />all claims and demands, subject to any encumbrances of record. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform <br />covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real <br />property. <br />Borrower and Lender covenant and agree as follows: <br />UNIFORM COVENANTS. <br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal <br />of, and interest on, the debt evidenced by the Note and late charges due under the Note. <br />2. Monthly Payment of Taxes, Insurance and Other Charges. Borrower shall include in each <br />monthly payment, together with the principal and interest as set forth in the Note and any late charges, <br />a sum for (a) taxes and special assessments levied or to be levied against the Property, (b) leasehold <br />payments or ground rents on the Property, and (c) premiums for insurance required under paragraph 4. <br />In any year in which the Lender must pay a mortgage insurance premium to the Secretary of Housing <br />FHA Nebraska Deed of Trust - 4/96 <br />ICE Mortgage Technology, Inc. <br />Page 2 of 7 NEEFHADE 0914 <br />NEEFHADE (CLS) <br />