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I � <br /> D. UNIFORM SECUAITY INSTRUMENT;COYERNING LAW;S�YIsRABILITY • <br /> Uniforrt3 Corenane 1 S of the Sec��sity I�strument is amended to rcad as fallows: <br /> ». V���y��,�d�n��;Curend��i,�w;Serer�b{dty.Thls farm of Security Instrument combincs unlfo�m cavenants for nettonal use <br /> � and non-unifortn covemm�ts with lfmitctii variatians by jurisdictian to constituce a uniform security instn�ment covering reat property.Thia <br /> Security lnstrument shsll be governed by Federal law and the Iaw af the JurisdIrlion in which the Propeety is located. In the evrnt that any <br /> provisiun or clause of this Security Instrument or the Note conftirts w•ith appticable law.sucH conillct shall not affcce other psavisions of this <br /> Security Irtstrument or the Note which can be given ei'fect without the canflicting provlsion,and to this end ehe provisions af thls Security <br /> Instrument and the Note are declued to be severable. • <br /> E. 7RAN5FEtt OF THE PROPERTY OR A B�NE�iClAL 1nTER�'ST IN BORROWER � <br /> Uniform Cuvenant IT of the Security Instrument is amended to read as Pollows: <br /> 17. Tnmter of tUe Property or�Be�etklal I�tere�i in Borrowcr.If all or any part of the Property or an interest thcrcia is sold or transfernd <br /> � (or if a beneF�ial interat in Borrower is sold or uansfcrrcd and Borrowcr ls not a natural person)without Lender's prior wdttea consont, <br /> Lender may,3t Lender's option,declare ail the sums.rc�irc�by this Sec.urity lnstrumrnt to Dr immediately due and payable.However,this <br /> option shall not be bxercised by Lender if exercise is not authorized by Federal law.Lender may wai�e the exercise�of th�s option if:(a)Borrower <br /> causes to be subraitted to Lender information required by Lcnder to evaluate thc int�nded transferee as if a new loaa were beias made to the <br /> � . tra�uferee;and(b)Lender reasonably determines that Lendcr's security will not be impaired by the loan assumption and that the risk of the <br /> � brcach of xny covenant or agreement in this Securily Instrument is acceptabte to Lender. <br /> i 7'o the entent permitted by applicable law,Lender mA>•charge a reasonable fee as a condition to Lender's mnsent to the loan assumption. <br /> Lendet may also requirc the transferee to keep all the�+romises nnd agreements made in the Note and in this Security Instrument. <br /> � "If Lender exercises such option to accelerate,Lendcr shall mail Borrawer notia of acceleration i�accordance whtt�para�raPh 14 hereof. <br /> ' Such notice shall provide a period of not less chan 30 days frc,m�he date the notice is mailed wichin which Borrowe�may pay the sums declared <br /> due. lf Bonower fails to pay such sums prior to the expiration of such period. Lender ma�.�.r�[�out further notice or demand on Borrower, <br /> invoke any remedics permitted by this Security lnstrumem." <br /> , "Notwithstanding a sale or transfer,Borrower aill continur to be obligated undrrche Nnte and this Security Instrument unless Lendu has <br /> t released Borrower in writing." <br /> � <br /> t <br /> � F. LOAN CHANGES " <br /> !f the laas�secured by the Security Instrument is�ubjert to a law which sets maximum loan charges,and that law is�naUy interpreted so ; . <br /> � chat the interest or othe�loan charges collected or t�[�e�ollected i�i connection with the loan exceed permitted limits,then:l 1)any such loan . _ <br /> � chtrge shall be reduced by the amount necessary:o reduce the charpe to the permiued limit;and(2)any sums already coUected from borrower ; <br /> which exceeded permiiteo iimits wiii be refundca to Surruw��.�..e��ue����a'r:.iC.%S�:%tSi�^�::1��:=F=t�`-�h�swrl��:i�thP nryn�inal owed Li1aG[thC � � - <br /> � Note or by making a direct payment to Barrower.If a refund reduces principal,the reduction will be treated as a partial prepayment under the <br /> i <br /> Note. <br /> 1N WITI�FSS WHERFAF. Borrower has eaecuted this AdJustnbtc R�te Wder. . _ <br /> � (5ea1) <br /> mark R. Herbers ORROWER � <br /> . 2.�.�.c_. j� p�,���--e-cra_/ �Sea1) � <br /> nice K. Herbers BaRROWER � }� <br /> � <br /> --— ��� �;, <br /> BORROWER • - <br /> (SIGN ORICOiVAL ONLY) <br /> . , <br /> ! <br /> ,� � <br /> . . . , . ..� �7 ^f) � .7 <br /> � , ,\` , � � � � � <br /> '�^ rzn tDi► " �� ' ' ' <br /> t� = D Z �1 Z '� � ', '� } � ;� � <br /> � . :" � = N 7C `� , M ' .,�� Q ;-_.�-___ <br /> � �j . , �' . _ t.,� I <br /> -" � „ ;; `.' y.^ r� 1 , <br /> �� � z � <br /> � � � <br /> � c� � Q <br /> � (.,7 <br /> L � � °� <br /> � <br /> r r- <br /> , k� e <br /> � <br /> (� <br /> l 1 <br /> � � <br /> {i <br /> Y <br /> ' r,',•j <br /> ��� �;,. <br /> ,���r•.� <br /> � i <br />