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NMLS# 7233; Originator: Lisa White, NMLS# 876206 <br />Loan Number: 13531333 <br />202110736 <br />MIN: 100287715005180398 <br />FHA Case Number: 321-3888076-703 <br />FHA PLANNED UNIT DEVELOPMENT RIDER <br />THIS PLANNED UNIT DEVELOPMENT RIDER is made this 20th day of December, 2021, and is <br />incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Security <br />Deed ("Security Instrument") of the same date given by the undersigned ("Borrower") to secure Borrower's <br />Note ("Note") to Gateway Mortgage Group, a division of Gateway First Bank ("Lender") of the same date <br />and covering the Property described in the Security Instrument and located at: <br />4372 Leon Cir <br />Grand Island, NE 68803-1353 <br />(Property Address). <br />The Property Address is a part of a planned unit development ("PUD") known as <br />Copper Creek <br />(Name of Planned Unit Development). <br />PUD COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower <br />and Lender further covenant and agree as follows: <br />A. So long as the Owners Association (or equivalent entity holding title to common areas and facilities), <br />acting as trustee for the homeowners, maintains, with a generally accepted insurance carrier, a "master" or <br />"blanket" policy insuring the property located in the PUD, including all improvements now existing or <br />hereafter erected on the mortgaged premises, and such policy is satisfactory to Lender and provides <br />insurance coverage in the amounts, for the periods, and against the hazards Lender requires, including fire <br />and other hazards included within the term "extended coverage," and loss by flood, to the extent required <br />by the Secretary, then: (i) Lender waives the provision in Paragraph 3 of this Security Instrument for the <br />monthly payment to Lender of one -twelfth of the yearly premium installments for hazard insurance on the <br />Property, and (ii) Borrower's obligation under Paragraph 5 of this Security Instrument to maintain hazard <br />FHA — MULTISTATE PUD Rider <br />Page 1 of 2 <br />IDS, Inc, -59630 <br />/2 5 <br />Borrower(s) Initials • <br />