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202110 32 <br />Inter Vivos Revocable Trust Rider <br />Definitions Used in this Rider. <br />(A) "Revocable Trust." <br />SPAULDING LIVING TRUST <br />(B) <br />created under trust instrument dated JULY 18, 2012 , for the benefit of <br />STEPHEN J SPAULDING AND DEBORAH A SPAULDING <br />"Revocable Trust Trustee(s)." <br />STEPHEN J SPAULDING AND DEBORAH A SPAULDING <br />trustee(s) of the Revocable Trust. <br />(C) "Revocable Trust Settlor(s)." <br />STEPHEN J SPAULDING AND DEBORAH A SPAULDING <br />settlor(s), grantor(s), or trustor(s) of the Revocable Trust. <br />(D) "Lender." <br />FAIRWAY INDEPENDENT MORTGAGE CORPORATION D/B/A HOMEFINITY <br />(E) "Security Instrument." The Deed of Trust, Mortgage or Security Deed and any riders thereto of <br />the same date as this Rider given to secure the Note to Lender of the same date made by the <br />Revocable Trust, the Revocable Trust Trustee(s) and the Revocable Trust Settlor(s) and any <br />other natural persons signing such Note and covering the Property (as defined below). <br />(F) "Property." The property described in the Security Instrument and located at: <br />3204 S SHADY BEND RD, GRAND ISLAND, NEBRASKA 68801 <br />(Property Address) <br />THIS INTER VIVOS REVOCABLE TRUST RIDER is made this 15TH day of DECEMBER <br />2021 , and is incorporated into and shall be deemed to amend and supplement the Security <br />Instrument. <br />ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security <br />Instrument, the Revocable Trust Trustee(s), and the Revocable Trust Settlor(s) and the Lender <br />further covenant and agree as follows: <br />A. Inter Vivos Revocable Trust. <br />1. Certification and Warranties of Revocable Trust Trustee(s). <br />The Revocable Trust Trustee(s) certify to Lender that the Revocable Trust is an inter vivos <br />revocable trust for which the Revocable Trust Trustee(s) are holding full title to the <br />Property as trustee(s). <br />34-34-6-0246789 7180502143 <br />Multistate Inter Vi os Revocable T ust Rider <br />Bankers Sys ems m VMP a, <br />Wol e s Kluwer 0 an a Sery ces 2010 <br />u <br />u <br />il <br />u <br />Y <br />11 <br />II <br />VMP372R (1808).00 <br />Page 1 of 4 <br />