202110610
<br />DEED OF TRUST
<br />THIS DEED OF TRUST is made this s'^ 1 day of December, 2021, by and among
<br />CANDY HULL LOPEZ and NAPOLEON LOPEZ MARTINEZ, Wife and Husband, hereinafter
<br />referred to as "Trustor", whether one or more, whose mailing address is 1220 Warren Lane, Grand
<br />Island, NE 68801; KEVIN A. BROSTROM, Attorney at Law, hereinafter referred to as "Trustee,"
<br />whose address is 1811 W. 2nd St., Ste 360, Grand Island, NE 68803; and DONALD D.
<br />KEMERLING and MARJORIE A. KEMERLING, Husband and Wife, whose mailing address is
<br />922 West John St., Grand Island, NE 68801, Beneficiary.
<br />For valuable consideration, Trustor irrevocably grants, transfers, conveys and assigns to
<br />Trustee, in trust, with power of sale, for the benefit and security of Beneficiary, under and subject
<br />to the terms and conditions of this Deed of Trust, the following -described property, located in Hall
<br />County, Nebraska:
<br />Lot Two (2) in Hawthorne Subdivision to the City of Grand Island, Hall County,
<br />Nebraska,
<br />together with all buildings, improvements, fixtures, streets, alleys, passageways, easements, rights,
<br />privileges and appurtenances located thereon or in any way pertaining thereto, and the rents, issues,
<br />profits, reversions and the remainders thereof, including all such personal property that is attached
<br />to the improvements so as to constitute a fixture, all of which, including replacements and additions
<br />thereto, are hereby declared to be a part of the real estate conveyed in trust hereby, it being agreed
<br />that all of the foregoing shall be hereinafter referred to as the "Property."
<br />FOR THE PURPOSE OF SECURING:
<br />(a) the payment of indebtedness evidenced by Trustor's note of even date
<br />herewith in the principal sum of Two Hundred Twenty-five Thousand Dollars
<br />($225,000.00) together with interest at the rate or rates provided therein, or the
<br />principal and interest on any future advance as evidenced by promissory notes
<br />stating they are secured hereby, and any and all renewals, modifications and
<br />extensions of such notes, both principal and interest on the notes being payable in
<br />accordance with the terms set forth therein and the amortization schedule attached
<br />thereto, which by this reference are hereby made a part hereof;
<br />(b) the performance of each agreement and covenant of Trustor herein
<br />contained; and
<br />(c) the payment of any sum or sums of money which may be hereafter
<br />paid or advanced by Beneficiary under the terms of this Deed of Trust, together
<br />with interest thereon at the rate provided in the note.
<br />To protect the security of this Deed of Trust, Trustor hereby covenants and agrees as
<br />follows:
<br />1. Payment of Indebtedness. To pay when due, the principal of, and the interest on, the
<br />indebtedness evidenced by the note, charges, fees and all other sums as provided in the loan
<br />instruments.
<br />2. Title. Trustor is the owner of the property and has the right and authority to execute
<br />this Deed of Trust in respect to the property.
<br />3. Taxes and Assessment. To pay, when due, all taxes, special assessments and all other
<br />charges against the property, before the same become delinquent, and, in the event Beneficiary
<br />shall so require, to add to the payments required under the note secured hereby, such amount as
<br />may be sufficient to enable Beneficiary to pay such taxes, assessments or other charges as they
<br />become due.
<br />4. Insurance. To keep the improvements now or hereafter located on the real estate
<br />described herein insured against damage by fire and such other hazards as Beneficiary may require,
<br />in amounts and companies acceptable to Beneficiary, and with loss payable to Beneficiary. In
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