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202110610 <br />DEED OF TRUST <br />THIS DEED OF TRUST is made this s'^ 1 day of December, 2021, by and among <br />CANDY HULL LOPEZ and NAPOLEON LOPEZ MARTINEZ, Wife and Husband, hereinafter <br />referred to as "Trustor", whether one or more, whose mailing address is 1220 Warren Lane, Grand <br />Island, NE 68801; KEVIN A. BROSTROM, Attorney at Law, hereinafter referred to as "Trustee," <br />whose address is 1811 W. 2nd St., Ste 360, Grand Island, NE 68803; and DONALD D. <br />KEMERLING and MARJORIE A. KEMERLING, Husband and Wife, whose mailing address is <br />922 West John St., Grand Island, NE 68801, Beneficiary. <br />For valuable consideration, Trustor irrevocably grants, transfers, conveys and assigns to <br />Trustee, in trust, with power of sale, for the benefit and security of Beneficiary, under and subject <br />to the terms and conditions of this Deed of Trust, the following -described property, located in Hall <br />County, Nebraska: <br />Lot Two (2) in Hawthorne Subdivision to the City of Grand Island, Hall County, <br />Nebraska, <br />together with all buildings, improvements, fixtures, streets, alleys, passageways, easements, rights, <br />privileges and appurtenances located thereon or in any way pertaining thereto, and the rents, issues, <br />profits, reversions and the remainders thereof, including all such personal property that is attached <br />to the improvements so as to constitute a fixture, all of which, including replacements and additions <br />thereto, are hereby declared to be a part of the real estate conveyed in trust hereby, it being agreed <br />that all of the foregoing shall be hereinafter referred to as the "Property." <br />FOR THE PURPOSE OF SECURING: <br />(a) the payment of indebtedness evidenced by Trustor's note of even date <br />herewith in the principal sum of Two Hundred Twenty-five Thousand Dollars <br />($225,000.00) together with interest at the rate or rates provided therein, or the <br />principal and interest on any future advance as evidenced by promissory notes <br />stating they are secured hereby, and any and all renewals, modifications and <br />extensions of such notes, both principal and interest on the notes being payable in <br />accordance with the terms set forth therein and the amortization schedule attached <br />thereto, which by this reference are hereby made a part hereof; <br />(b) the performance of each agreement and covenant of Trustor herein <br />contained; and <br />(c) the payment of any sum or sums of money which may be hereafter <br />paid or advanced by Beneficiary under the terms of this Deed of Trust, together <br />with interest thereon at the rate provided in the note. <br />To protect the security of this Deed of Trust, Trustor hereby covenants and agrees as <br />follows: <br />1. Payment of Indebtedness. To pay when due, the principal of, and the interest on, the <br />indebtedness evidenced by the note, charges, fees and all other sums as provided in the loan <br />instruments. <br />2. Title. Trustor is the owner of the property and has the right and authority to execute <br />this Deed of Trust in respect to the property. <br />3. Taxes and Assessment. To pay, when due, all taxes, special assessments and all other <br />charges against the property, before the same become delinquent, and, in the event Beneficiary <br />shall so require, to add to the payments required under the note secured hereby, such amount as <br />may be sufficient to enable Beneficiary to pay such taxes, assessments or other charges as they <br />become due. <br />4. Insurance. To keep the improvements now or hereafter located on the real estate <br />described herein insured against damage by fire and such other hazards as Beneficiary may require, <br />in amounts and companies acceptable to Beneficiary, and with loss payable to Beneficiary. In <br />